๐Ÿ“ฎ Tarrawanna postcode: 2517

Flood Risk in Tarrawanna, NSW: 2026 Assessment

Tarrawanna, New South Walesยท Wollongongยท 2517
Tarrawanna faces a moderate risk of flooding due to its proximity to creeks and drainage systems. Intense rainfall events can lead to flash flooding.Updated 30 May 2026

Flood Risk Score

6.5/10

Tarrawanna faces a moderate risk of flooding due to its proximity to creeks and drainage systems. Intense rainfall events can lead to flash flooding.

Key Facts

Flood Risk
Tarrawanna faces a moderate risk of flooding due to its proximity to creeks and drainage systems. Intense rainfall events can lead to flash flooding.
Trend
increasing
Suburb
Tarrawanna, NSW
Overall Risk
Medium
Postcode
2518
Highest high-risk exposure
9.8% of land (surface flood)

Flood Risk Analysis

Tarrawanna, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted properties near the creek. Council is undertaking drainage improvement projects.

Tarrawanna faces a moderate risk of flooding due to its proximity to creeks and drainage systems. Intense rainfall events can lead to flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tarrawanna sits within ClimateNest's suburb-level hazard model for flood risk. 5% of the suburb's land area is mapped in high-risk flood zones and 79.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tarrawanna.

Tarrawanna (postcode 2518) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (9.8% of land in high-risk zones), bushfire (6.2% of land in high-risk zones), riverine flood (5% of land in high-risk zones). Exposure is not uniform across Tarrawanna โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMullet Creek
Elevation RangeVaries from 20m to 150m
Flood Zone ClassificationAreas near Mullet Creek are prone to flooding.

Historical Events

2011
Moderate

Heavy rainfall caused flash flooding in Tarrawanna, impacting several homes and businesses. Mullet Creek overflowed its banks.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Bushfire Risk Mitigation

Immediate

Implement vegetation management programs and promote property maintenance to reduce bushfire fuel loads.

Est. cost: Low

Heatwave Preparedness

Near-term

Develop a heatwave response plan and establish cooling centers to protect vulnerable residents.

Est. cost: Low

Coastal Hazard Adaptation

Long-term

Monitor sea level rise and develop strategies to protect coastal infrastructure and communities.

Est. cost: High

Council & Emergency Services

Wollongong City Council
Emergency Services

Data last updated: 30 May 2026

Explore Tarrawanna Risk Reports

Frequently Asked Questions

Is Tarrawanna at risk of flooding?

Based on available data, Tarrawanna has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tarrawanna?

Insurance costs for flood cover in Tarrawanna depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tarrawanna?

Yes, flood risk can affect property values in Tarrawanna. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tarrawanna?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tarrawanna typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tarrawanna is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 9.8% of Tarrawanna in high-risk zones for surface flood, with a further 68.4% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tarrawanna Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tarrawanna, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections