Flood Risk in The Pinnacles, NSW: 2026 Assessment

The Pinnacles, New South Wales· UNKNOWN
The Pinnacles faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Local topography and drainage infrastructure play a crucial role in mitigating these risks.Updated 4 May 2026

Flood Risk Score

4.0/10

The Pinnacles faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Local topography and drainage infrastructure play a crucial role in mitigating these risks.

Key Facts

Flood Risk
The Pinnacles faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Local topography and drainage infrastructure play a crucial role in mitigating these risks.
Trend
increasing
Suburb
The Pinnacles, NSW
Overall Risk
Medium
Postcode
2460
Highest high-risk exposure
10.3% of land (bushfire)

Flood Risk Analysis

The Pinnacles, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Check local council flood maps for specific property risks.

The Pinnacles faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. Local topography and drainage infrastructure play a crucial role in mitigating these risks.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

The Pinnacles sits within ClimateNest's suburb-level hazard model for flood risk. 6.3% of the suburb's land area is mapped in high-risk flood zones and 82.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in The Pinnacles.

The Pinnacles (postcode 2460) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.3% of land in high-risk zones), surface flood (8% of land in high-risk zones), riverine flood (6.3% of land in high-risk zones). Exposure is not uniform across The Pinnacles — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLocal creeks and drainage systems
Elevation RangeVariable, ranging from 100m to 200m
Flood Zone ClassificationPotentially affected areas near creeks

Historical Events

2017
Minor

Heavy rainfall caused localized flooding in low-lying areas of The Pinnacles.

Adaptation & Mitigation Actions

Develop a Bushfire Management Plan

Immediate

Create and implement a comprehensive bushfire management plan for the community, including evacuation routes, firebreaks, and community education programs.

Est. cost: Medium

Improve Heatwave Preparedness

Near-term

Establish cooling centers, promote water conservation, and educate residents on how to stay safe during heatwaves.

Est. cost: Low

Upgrade Drainage Infrastructure

Near-term

Invest in upgrading drainage infrastructure to mitigate the risk of flooding from heavy rainfall events.

Est. cost: High

Promote Water-Sensitive Urban Design

Long-term

Encourage the use of water-sensitive urban design principles in new developments to reduce stormwater runoff and improve water quality.

Est. cost: Medium

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 4 May 2026

Explore The Pinnacles Risk Reports

Frequently Asked Questions

Is The Pinnacles at risk of flooding?

Based on available data, The Pinnacles has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in The Pinnacles?

Insurance costs for flood cover in The Pinnacles depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in The Pinnacles?

Yes, flood risk can affect property values in The Pinnacles. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in The Pinnacles?

Elevation is a critical factor in flood risk. Properties at higher elevations within The Pinnacles typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of The Pinnacles is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.3% of The Pinnacles in high-risk zones for bushfire, with a further 61.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is The Pinnacles Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for The Pinnacles, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections