Is The Risk, NSW Climate Safe? 2026 Assessment

The Risk, New South Wales· UNKNOWN
Moderate climate risk — address-specificUpdated 20 May 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
The Risk is prone to flooding due to its location near waterways and low-lying areas. Heavy rainfall events can cause rivers and creeks to overflow, inundating properties and disrupting infrastructure.
Bushfire
The Risk faces a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to the suburb.
Heat
The Risk experiences high temperatures during summer, leading to heat stress for vulnerable populations. Climate change is expected to exacerbate heatwaves, increasing the risk of heat-related illnesses and deaths.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2474
Highest high-risk exposure
11.8% of land (surface flood)

Climate Safety Analysis

The Risk in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting The Risk's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in The Risk is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for The Risk including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

The Risk (postcode 2474) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (11.8% of land in high-risk zones), bushfire (10.6% of land in high-risk zones), extreme wind (4.1% of land in high-risk zones). Exposure is not uniform across The Risk — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlayhttps://www.rfs.nsw.gov.au/
Nearest WaterwayRichmond River
Flood ZoneYes
Avg January Max31.5 °C

Historical Events

2022
Major

Major flooding occurred in the Richmond River, impacting The Risk and surrounding areas. Many homes were inundated, and roads were closed.

2019
Moderate

Bushfires burned near The Risk, causing smoke haze and posing a threat to properties. Residents were advised to evacuate.

2017
Moderate

Moderate flooding occurred in The Risk, causing damage to homes and businesses.

2013
Moderate

A prolonged heatwave affected The Risk, with temperatures exceeding 40°C for several days. Health warnings were issued.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood defenses such as levees and drainage systems to protect properties from flooding.

Est. cost: High

Implement Heatwave Action Plan

Immediate

Develop and implement a heatwave action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Reduce Bushfire Fuel Load

Near-term

Reduce bushfire fuel load around properties by clearing vegetation and removing flammable materials.

Est. cost: Low

Upgrade Infrastructure

Long-term

Upgrade infrastructure to withstand the impacts of climate change, such as increased flooding and heatwaves.

Est. cost: Very High

Community Awareness Programs

Immediate

Implement community awareness programs to educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 20 May 2026

Explore The Risk Risk Reports

Frequently Asked Questions

Is The Risk safe from climate change?

No location in Australia is entirely immune to climate change impacts. The Risk has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in The Risk?

The dominant hazard for The Risk depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does The Risk compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in The Risk?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for The Risk?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for The Risk.

What share of The Risk is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11.8% of The Risk in high-risk zones for surface flood, with a further 72.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is The Risk Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for The Risk, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections