Flood Risk in Thyra, NSW: 2026 Assessment

Thyra, New South Wales· Murray River
Thyra faces a moderate risk of flooding, primarily from heavy rainfall events and riverine flooding. The flat terrain contributes to increased floodwater spread.Updated 31 May 2026

Flood Risk Score

6.5/10

Thyra faces a moderate risk of flooding, primarily from heavy rainfall events and riverine flooding. The flat terrain contributes to increased floodwater spread.

Key Facts

Flood Risk
Thyra faces a moderate risk of flooding, primarily from heavy rainfall events and riverine flooding. The flat terrain contributes to increased floodwater spread.
Trend
increasing
Suburb
Thyra, NSW
Overall Risk
Medium
Postcode
2731
Highest high-risk exposure
12.7% of land (riverine flood)

Flood Risk Analysis

Thyra, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that Thyra has experienced several moderate to major flood events in the past.

Thyra faces a moderate risk of flooding, primarily from heavy rainfall events and riverine flooding. The flat terrain contributes to increased floodwater spread.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Thyra sits within ClimateNest's suburb-level hazard model for flood risk. 12.7% of the suburb's land area is mapped in high-risk flood zones and 79.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Thyra.

Thyra (postcode 2731) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (12.7% of land in high-risk zones), bushfire (10.1% of land in high-risk zones), surface flood (8% of land in high-risk zones). Exposure is not uniform across Thyra — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurray River
Elevation Range80-90m
Flood Zone ClassificationAreas adjacent to the Murray River are prone to flooding.

Historical Events

2023
Major

Major flooding event impacted Thyra, causing significant property damage and displacement of residents.

2017
Moderate

Heavy rainfall caused moderate flooding in Thyra, leading to road closures and some property damage.

2010
Moderate

Moderate flooding occurred in Thyra due to heavy rainfall, impacting some properties and roads.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Develop a Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.

Est. cost: Low

Raise Community Awareness

Near-term

Educate residents about climate change risks and adaptation measures.

Est. cost: Low

Strengthen Emergency Response

Immediate

Enhance emergency response capabilities to deal with floods, heatwaves, and bushfires.

Est. cost: Medium

Implement Water Sensitive Urban Design

Long-term

Incorporate water sensitive urban design principles in new developments to reduce stormwater runoff and improve water quality.

Est. cost: Medium

Council & Emergency Services

Murray River Council
Emergency Services

Data last updated: 31 May 2026

Explore Thyra Risk Reports

Frequently Asked Questions

Is Thyra at risk of flooding?

Based on available data, Thyra has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Thyra?

Insurance costs for flood cover in Thyra depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Thyra?

Yes, flood risk can affect property values in Thyra. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Thyra?

Elevation is a critical factor in flood risk. Properties at higher elevations within Thyra typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Thyra is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 12.7% of Thyra in high-risk zones for riverine flood, with a further 79.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Thyra Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Thyra, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections