Flood Risk in Timbillica, NSW: 2026 Assessment

Timbillica, New South Wales· UNKNOWN
Timbillica faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 1 May 2026

Flood Risk Score

6.5/10

Timbillica faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Timbillica faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Timbillica, NSW
Overall Risk
High
Postcode
2551
Highest high-risk exposure
17.6% of land (bushfire)

Flood Risk Analysis

Timbillica, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that some areas near Timbillica Creek are prone to flooding during heavy rainfall events.

Timbillica faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Timbillica sits within ClimateNest's suburb-level hazard model for flood risk. 6.6% of the suburb's land area is mapped in high-risk flood zones and 65.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Timbillica.

Timbillica (postcode 2551) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.6% of land in high-risk zones), surface flood (14% of land in high-risk zones), riverine flood (6.6% of land in high-risk zones). Exposure is not uniform across Timbillica — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTimbillica Creek
Elevation Range300-350m
Flood Zone ClassificationModerate

Historical Events

2016
Moderate

Heavy rainfall caused flooding in low-lying areas, disrupting transportation and damaging infrastructure.

Adaptation & Mitigation Actions

Improve building standards for bushfire resistance

Immediate

Implement stricter building codes to ensure new and existing buildings are better protected from bushfires.

Est. cost: High

Enhance flood management infrastructure

Near-term

Invest in drainage improvements and flood control measures to reduce the impact of flooding in low-lying areas.

Est. cost: High

Develop a heatwave management plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and community outreach programs.

Est. cost: Medium

Promote community awareness and preparedness

Long-term

Educate residents about climate risks and provide resources to help them prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Bega Valley Shire Council
Emergency Services

Data last updated: 1 May 2026

Explore Timbillica Risk Reports

Frequently Asked Questions

Is Timbillica at risk of flooding?

Based on available data, Timbillica has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Timbillica?

Insurance costs for flood cover in Timbillica depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Timbillica?

Yes, flood risk can affect property values in Timbillica. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Timbillica?

Elevation is a critical factor in flood risk. Properties at higher elevations within Timbillica typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Timbillica is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.6% of Timbillica in high-risk zones for bushfire, with a further 73.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Timbillica Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Timbillica, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections