Is Tooloom, NSW Climate Safe? 2026 Assessment
Climate Safety Score
5.2/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- Tooloom faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
- Bushfire
- Tooloom has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
- Heat
- Tooloom experiences moderate heat risk, with increasing average temperatures. Heatwaves are expected to become more frequent and intense.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2475
- Highest high-risk exposure
- 13.8% of land (bushfire)
Climate Safety Analysis
Tooloom in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Tooloom's climate safety include flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Tooloom is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Tooloom including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Tooloom (postcode 2475) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.8% of land in high-risk zones), riverine flood (5.4% of land in high-risk zones), surface flood (3.9% of land in high-risk zones). Exposure is not uniform across Tooloom — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Heavy rainfall caused flash flooding in Tooloom and surrounding areas.
A prolonged heatwave affected the region, with temperatures exceeding 40 degrees Celsius for several days.
Severe bushfires impacted the region, causing significant damage to property and the environment.
Major flooding occurred in the region, impacting Tooloom and surrounding areas.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termInvest in flood mitigation infrastructure, such as levees and drainage systems, to protect properties from flooding.
Est. cost: High
Bushfire Management
ImmediateImplement bushfire management strategies, such as controlled burns and vegetation clearing, to reduce the risk of bushfires.
Est. cost: Medium
Heatwave Preparedness
Near-termDevelop a heatwave preparedness plan to protect vulnerable populations during extreme heat events.
Est. cost: Low
Water Conservation
Long-termPromote water conservation measures to reduce water demand during periods of drought.
Est. cost: Low
Council & Emergency Services
Explore Tooloom Risk Reports
View other climate risk assessments for Tooloom:
Frequently Asked Questions
Is Tooloom safe from climate change?
No location in Australia is entirely immune to climate change impacts. Tooloom has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Tooloom?
The dominant hazard for Tooloom depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Tooloom compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Tooloom?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Tooloom?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Tooloom.
What share of Tooloom is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 13.8% of Tooloom in high-risk zones for bushfire, with a further 59% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Tooloom Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Tooloom, New South Wales, covering flood, bushfire, sea level rise and more.
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections