๐Ÿ“ฎ Tooloom postcode: 2469

Flood Risk in Tooloom, NSW: 2026 Assessment

Tooloom, New South Walesยท UNKNOWNยท 2469
Tooloom faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 19 May 2026

Flood Risk Score

6.5/10

Tooloom faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Tooloom faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Tooloom, NSW
Overall Risk
Medium
Postcode
2475
Highest high-risk exposure
13.8% of land (bushfire)

Flood Risk Analysis

Tooloom, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Tooloom River can cause flash flooding after heavy rainfall.

Tooloom faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tooloom sits within ClimateNest's suburb-level hazard model for flood risk. 5.4% of the suburb's land area is mapped in high-risk flood zones and 64.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tooloom.

Tooloom (postcode 2475) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.8% of land in high-risk zones), riverine flood (5.4% of land in high-risk zones), surface flood (3.9% of land in high-risk zones). Exposure is not uniform across Tooloom โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTooloom River
Elevation Range300-400m
Flood Zone ClassificationLikely

Historical Events

2022
Moderate

Heavy rainfall caused flash flooding in Tooloom and surrounding areas.

2011
Moderate

Major flooding occurred in the region, impacting Tooloom and surrounding areas.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and drainage systems, to protect properties from flooding.

Est. cost: High

Bushfire Management

Immediate

Implement bushfire management strategies, such as controlled burns and vegetation clearing, to reduce the risk of bushfires.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to reduce water demand during periods of drought.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 19 May 2026

Explore Tooloom Risk Reports

Frequently Asked Questions

Is Tooloom at risk of flooding?

Based on available data, Tooloom has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tooloom?

Insurance costs for flood cover in Tooloom depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tooloom?

Yes, flood risk can affect property values in Tooloom. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tooloom?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tooloom typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tooloom is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.8% of Tooloom in high-risk zones for bushfire, with a further 59% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Tooloom Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tooloom, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections