๐Ÿ“ฎ Toonumbar postcode: 2470

Flood Risk in Toonumbar, NSW: 2026 Assessment

Toonumbar, New South Walesยท UNKNOWNยท 2470
Toonumbar faces a high risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 20 May 2026

Flood Risk Score

8.5/10

Toonumbar faces a high risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Toonumbar faces a high risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Toonumbar, NSW
Overall Risk
High
Postcode
2474
Highest high-risk exposure
19% of land (bushfire)

Flood Risk Analysis

Toonumbar, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates regular inundation of low-lying areas.

Toonumbar faces a high risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Toonumbar sits within ClimateNest's suburb-level hazard model for flood risk. 3.9% of the suburb's land area is mapped in high-risk flood zones and 69.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Toonumbar.

Toonumbar (postcode 2474) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19% of land in high-risk zones), surface flood (14.1% of land in high-risk zones), riverine flood (3.9% of land in high-risk zones). Exposure is not uniform across Toonumbar โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayRichmond River
Elevation Range100-150m
Flood Zone ClassificationLikely

Historical Events

2020
Moderate

Heavy rainfall led to flooding in low-lying areas of Toonumbar.

2013
Moderate

Significant flooding occurred in the Richmond River catchment, impacting Toonumbar and surrounding areas.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in infrastructure to mitigate flood risk, such as levees, improved drainage systems, and flood-resistant building designs.

Est. cost: High

Enhance Bushfire Preparedness

Immediate

Implement bushfire mitigation strategies, including fuel reduction programs, community education, and improved fire response capabilities.

Est. cost: Medium

Develop Heatwave Action Plan

Near-term

Create a heatwave action plan to protect vulnerable populations, including establishing cooling centers and providing public awareness campaigns.

Est. cost: Low

Strengthen Emergency Response

Near-term

Improve emergency response capabilities to effectively manage climate-related disasters, including enhanced communication systems and evacuation plans.

Est. cost: Medium

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 20 May 2026

Explore Toonumbar Risk Reports

Frequently Asked Questions

Is Toonumbar at risk of flooding?

Based on available data, Toonumbar has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Toonumbar?

Insurance costs for flood cover in Toonumbar depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Toonumbar?

Yes, flood risk can affect property values in Toonumbar. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Toonumbar?

Elevation is a critical factor in flood risk. Properties at higher elevations within Toonumbar typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Toonumbar is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19% of Toonumbar in high-risk zones for bushfire, with a further 67.5% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Toonumbar Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Toonumbar, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections