Climate Risk in Tubbul, NSW

Tubbul, New South Wales· Hilltops· 2587
Medium Risk
Updated May 2026

Tubbul, NSW, faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Tubbul

increasing

Flood

65/100

Tubbul faces a moderate risk of flooding, primarily from heavy rainfall events and local creek overflows. The risk is expected to increase due to climate change.

Key drivers:

  • ·Increased rainfall intensity
  • ·Local topography
increasing

Bushfire

40/100

The area around Tubbul has a moderate bushfire risk due to surrounding grasslands and bushland. Hot, dry conditions exacerbate this risk, particularly during summer.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

60/100

Tubbul is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect (minor)
stable

Coastal

10/100

As an inland suburb, Tubbul has a very low direct risk from coastal hazards.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Tubbul

Detailed Hazard Analysis

heat Risk

60/100

Tubbul is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect (minor)

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Tubbul faces a moderate risk of flooding, primarily from heavy rainfall events and local creek overflows. The risk is expected to increase due to climate change.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Local topography
  • ·Inadequate drainage infrastructure

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

As an inland suburb, Tubbul has a very low direct risk from coastal hazards.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

The area around Tubbul has a moderate bushfire risk due to surrounding grasslands and bushland. Hot, dry conditions exacerbate this risk, particularly during summer.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Consider long-term climate risks when making property decisions.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Jugiong Creek
Elevation Range
280-320m
Flood Zone
Low-lying areas near Jugiong Creek

Local knowledge suggests that properties near the creek are most vulnerable to flooding.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to grasslands and scattered bushland
Planning Overlay
Check NSW RFS website for current bushfire prone areas
Bushfire Prone Area
Yes

Residents should maintain fire breaks and have a bushfire survival plan.

Heat Evidence

Avg January Max Temp
32°C
Heat Stress Days/Year
3 days

Heatwaves are becoming more frequent and intense in the region.

Coastal Evidence

Distance to Coast
250 km
Sea Level Rise Exposure
Not applicable
Erosion Risk
Not applicable

Historical Climate Events

2016
floodModerate

Heavy rainfall caused Jugiong Creek to flood, impacting some properties in Tubbul.

Source
2019
bushfireModerate

Bushfires in the region caused smoky conditions and increased fire risk in Tubbul.

Source
2013
heatwaveModerate

A prolonged heatwave resulted in high temperatures and heat stress for residents.

Source
2022
floodModerate

Significant rainfall led to localized flooding and road closures around Tubbul.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat606.7(+0.7)7.2(+1.2)
coastal101.01.0

By 2030, Tubbul is projected to experience a moderate increase in flood and heatwave risks. Bushfire risk will also increase slightly. Coastal risks remain negligible.

CSIRO Climate Projections

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Learn more

Bushfire Preparedness

Immediate

Implement community bushfire preparedness programs and maintain fire breaks.

Est. cost: Low

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Community Education

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Tubbul's Climate Risk Profile

Tubbul is a small rural community in the Hilltops region of New South Wales. The primary climate risks for Tubbul include flooding, bushfires, and heatwaves. Climate change is expected to exacerbate these risks, leading to more frequent and intense extreme weather events.

Flooding is a significant concern due to the local topography and drainage infrastructure. Heavy rainfall events can cause creeks to overflow, impacting properties and infrastructure. The risk is projected to increase with climate change, requiring improved flood management strategies.

Bushfire risk is also present due to the surrounding grasslands and bushland. Hot, dry conditions during summer increase the likelihood of bushfires. Residents should maintain their properties and be prepared to evacuate if necessary.

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations, such as the elderly and those with chronic health conditions. It is important to stay hydrated and seek shelter during heatwaves.

Overall, Tubbul faces a moderate climate risk that is expected to increase in the future. Residents and local authorities should take steps to adapt to these changes and mitigate the risks.

Data sources: BOM · CSIRO · NSW RFS · Hilltops Council

Local Government Resources

Frequently Asked Questions

What are the main climate risks for Tubbul?

The main climate risks for Tubbul are flooding, bushfires, and heatwaves. These risks are expected to increase due to climate change.

How can I prepare for flooding in Tubbul?

You can prepare for flooding by checking flood maps, maintaining your property, and having an evacuation plan.

What should I do during a heatwave?

During a heatwave, stay hydrated, seek shelter in air-conditioned buildings, and check on vulnerable neighbors.

Where can I find information about bushfire risks in Tubbul?

You can find information about bushfire risks on the NSW Rural Fire Service website.

Is climate change going to affect property values in Tubbul?

Climate change may affect property values, particularly in flood-prone areas. It's important to consider long-term climate risks when making property decisions.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections