📮 Tubbul postcode: 2587

Is Tubbul, NSW Climate Safe? 2026 Assessment

Tubbul, New South Wales· Hilltops· 2587
Moderate climate risk — address-specificUpdated 31 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Tubbul faces a moderate risk of flooding, primarily from heavy rainfall events and local creek overflows. The risk is expected to increase due to climate change.
Bushfire
The area around Tubbul has a moderate bushfire risk due to surrounding grasslands and bushland. Hot, dry conditions exacerbate this risk, particularly during summer.
Heat
Tubbul is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2594
Highest high-risk exposure
17.4% of land (bushfire)

Climate Safety Analysis

Tubbul in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Tubbul's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Tubbul is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Tubbul including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Tubbul (postcode 2594) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.4% of land in high-risk zones), surface flood (10.5% of land in high-risk zones), riverine flood (7.8% of land in high-risk zones). Exposure is not uniform across Tubbul — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to grasslands and scattered bushland
BAL OverlayCheck NSW RFS website for current bushfire prone areas
Nearest WaterwayJugiong Creek
Flood ZoneLow-lying areas near Jugiong Creek
Avg January Max32 °C

Historical Events

2022
Moderate

Significant rainfall led to localized flooding and road closures around Tubbul.

2019
Moderate

Bushfires in the region caused smoky conditions and increased fire risk in Tubbul.

2016
Moderate

Heavy rainfall caused Jugiong Creek to flood, impacting some properties in Tubbul.

2013
Moderate

A prolonged heatwave resulted in high temperatures and heat stress for residents.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Bushfire Preparedness

Immediate

Implement community bushfire preparedness programs and maintain fire breaks.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Education

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Hilltops Council
Emergency Services

Data last updated: 31 May 2026

Explore Tubbul Risk Reports

Frequently Asked Questions

Is Tubbul safe from climate change?

No location in Australia is entirely immune to climate change impacts. Tubbul has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Tubbul?

The dominant hazard for Tubbul depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Tubbul compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Tubbul?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Tubbul?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Tubbul.

What share of Tubbul is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.4% of Tubbul in high-risk zones for bushfire, with a further 63.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tubbul Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tubbul, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections