Climate Risk in Tullymorgan, NSW

Tullymorgan, New South Wales
Medium Risk
Updated May 2026

Tullymorgan, NSW, faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards. Climate change is projected to increase the frequency and intensity of these events, posing challenges for the community and infrastructure. Residents should prepare for more extreme weather conditions.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.2
Heat
7.0
Coastal
5.5

Climate Hazard Breakdown for Tullymorgan

increasing

Flood

65/100

Tullymorgan faces a moderate risk of flooding due to its proximity to the Clarence River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
increasing

Bushfire

42/100

The bushfire risk in Tullymorgan is moderate. The surrounding vegetation and dry conditions during summer contribute to the risk. Climate change is projected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

70/100

Tullymorgan experiences high temperatures during summer, posing a significant heat risk to vulnerable populations. Climate change is expected to increase the frequency and intensity of heatwaves.

Key drivers:

  • ·Increased temperatures
  • ·Heatwave frequency
increasing

Coastal

55/100

Tullymorgan faces a moderate coastal risk due to its proximity to the coast and the Clarence River estuary. Sea level rise and increased storm surge events are expected to exacerbate coastal erosion and inundation.

Key drivers:

  • ·Sea level rise
  • ·Storm surge
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Tullymorgan

Detailed Hazard Analysis

heat Risk

70/100

Tullymorgan experiences high temperatures during summer, posing a significant heat risk to vulnerable populations. Climate change is expected to increase the frequency and intensity of heatwaves.

Primary Drivers

  • ·Increased temperatures
  • ·Heatwave frequency
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

65/100

Tullymorgan faces a moderate risk of flooding due to its proximity to the Clarence River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Riverine flooding

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

55/100

Tullymorgan faces a moderate coastal risk due to its proximity to the coast and the Clarence River estuary. Sea level rise and increased storm surge events are expected to exacerbate coastal erosion and inundation.

Primary Drivers

  • ·Sea level rise
  • ·Storm surge
  • ·Coastal erosion

Projections (RCP8.5)

2030

6.0

2050

6.5

Data source

bushfire Risk

42/100

The bushfire risk in Tullymorgan is moderate. The surrounding vegetation and dry conditions during summer contribute to the risk. Climate change is projected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation density

Projections (RCP8.5)

2030

4.7

2050

5.2

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the potential impacts of sea level rise.
  • 4.Review insurance options and premiums.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Clarence River
Elevation Range
5-10 meters
Flood Zone
Areas adjacent to the Clarence River are designated as flood zones.

The Clarence River has a history of flooding, impacting Tullymorgan and surrounding areas.

View council flood map

Bushfire Evidence

Distance to Bushland
Within 1km of surrounding bushland
Planning Overlay
Check NSW RFS website for current bushfire prone areas.
Bushfire Prone Area
Yes

The area experiences dry conditions during summer, increasing bushfire risk.

Heat Evidence

Avg January Max Temp
31.5°C
Heat Stress Days/Year
3 days

Heatwaves can pose a significant health risk to vulnerable residents.

Coastal Evidence

Distance to Coast
15 km
Sea Level Rise Exposure
Low-lying areas near the Clarence River are susceptible to sea level rise.
Erosion Risk
Some areas along the riverbank are at risk of erosion.

Historical Climate Events

2013
floodModerate

The Clarence River experienced moderate flooding, impacting low-lying areas of Tullymorgan.

Source
2019
bushfireModerate

Bushfires in the surrounding region caused smoky conditions and increased fire risk in Tullymorgan.

Source
2020
heatwaveModerate

Tullymorgan experienced a prolonged heatwave with temperatures exceeding 35°C for several days.

Source
2022
floodMajor

Major flooding along the Clarence River inundated homes and businesses in Tullymorgan, causing significant damage.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire424.5(+0.3)4.8(+0.6)
heat707.7(+0.7)8.2(+1.2)
coastal555.9(+0.4)6.3(+0.8)

By 2030, Tullymorgan is projected to experience an increase in the frequency and intensity of extreme weather events, particularly flooding and heatwaves. Sea level rise will also pose a growing threat to coastal areas.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect homes and businesses from flooding.

Est. cost: High

Learn more

Develop Heatwave Early Warning System

Immediate

Implement a heatwave early warning system to alert vulnerable populations and provide guidance on how to stay safe during extreme heat events.

Est. cost: Low

Learn more

Implement Coastal Protection Strategies

Long-term

Develop and implement coastal protection strategies, such as beach nourishment and seawalls, to protect coastal infrastructure and communities from sea level rise and storm surge.

Est. cost: Very High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, such as vegetation management and community education programs, to reduce the risk of bushfires.

Est. cost: Medium

Learn more

About Tullymorgan's Climate Risk Profile

Tullymorgan is a small town in northern New South Wales, situated near the Clarence River. The region's climate is subtropical, with warm summers and mild winters. However, this climate is changing, and Tullymorgan is increasingly vulnerable to the impacts of climate change.

Flooding is a significant concern for Tullymorgan due to its low-lying topography and proximity to the Clarence River. Heavy rainfall events can cause the river to overflow, inundating homes and businesses. Climate change is expected to increase rainfall intensity, leading to more frequent and severe flooding.

Heatwaves are another growing threat to Tullymorgan. The town experiences high temperatures during summer, and climate change is projected to increase the frequency and intensity of heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Coastal hazards, including sea level rise and storm surge, also pose a threat to Tullymorgan. The town is located near the coast and the Clarence River estuary, making it vulnerable to coastal erosion and inundation. Climate change is expected to exacerbate these hazards, potentially impacting infrastructure and property.

Addressing these climate risks requires a combination of adaptation and mitigation measures. Adaptation measures include improving flood defenses, developing heatwave early warning systems, and implementing coastal protection strategies. Mitigation measures involve reducing greenhouse gas emissions to slow the pace of climate change.

Data sources: BOM · CSIRO · NSW RFS · Clarence Valley Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks facing Tullymorgan?

Tullymorgan faces significant risks from flooding, heatwaves, and coastal hazards due to climate change. These risks are projected to increase in the future.

How will climate change affect property values in Tullymorgan?

Properties in flood-prone areas may experience price reductions, while properties in less vulnerable areas may retain their value. Insurance premiums are also likely to increase.

What is the council doing to address climate change in Tullymorgan?

The Clarence Valley Council is developing and implementing climate adaptation strategies to protect the community and infrastructure from the impacts of climate change. Check their website for details.

How can I prepare my home for flooding in Tullymorgan?

You can prepare your home for flooding by raising electrical outlets, installing flood barriers, and developing a flood emergency plan. Contact the council for more information.

Where can I find information about bushfire risk in Tullymorgan?

You can find information about bushfire risk on the NSW Rural Fire Service website. Check the website for current bushfire prone areas and fire danger ratings.

What should I do during a heatwave in Tullymorgan?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activity. Check on vulnerable neighbors and family members.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections