Is Tullymorgan, NSW Climate Safe? 2026 Assessment

Tullymorgan, New South Wales· UNKNOWN
Moderate climate risk — address-specificUpdated 4 May 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Tullymorgan faces a moderate risk of flooding due to its proximity to the Clarence River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Bushfire
The bushfire risk in Tullymorgan is moderate. The surrounding vegetation and dry conditions during summer contribute to the risk. Climate change is projected to increase the frequency and intensity of bushfires.
Heat
Tullymorgan experiences high temperatures during summer, posing a significant heat risk to vulnerable populations. Climate change is expected to increase the frequency and intensity of heatwaves.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2463
Highest high-risk exposure
20.1% of land (bushfire)

Climate Safety Analysis

Tullymorgan in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Tullymorgan's climate safety include heat, flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Tullymorgan is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Tullymorgan including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Tullymorgan (postcode 2463) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (20.1% of land in high-risk zones), riverine flood (9.9% of land in high-risk zones), surface flood (6.9% of land in high-risk zones). Exposure is not uniform across Tullymorgan — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 1km of surrounding bushland
BAL OverlayCheck NSW RFS website for current bushfire prone areas.
Nearest WaterwayClarence River
Flood ZoneAreas adjacent to the Clarence River are designated as flood zones.
Avg January Max31.5 °C

Historical Events

2022
Major

Major flooding along the Clarence River inundated homes and businesses in Tullymorgan, causing significant damage.

2020
Moderate

Tullymorgan experienced a prolonged heatwave with temperatures exceeding 35°C for several days.

2019
Moderate

Bushfires in the surrounding region caused smoky conditions and increased fire risk in Tullymorgan.

2013
Moderate

The Clarence River experienced moderate flooding, impacting low-lying areas of Tullymorgan.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect homes and businesses from flooding.

Est. cost: High

Develop Heatwave Early Warning System

Immediate

Implement a heatwave early warning system to alert vulnerable populations and provide guidance on how to stay safe during extreme heat events.

Est. cost: Low

Implement Coastal Protection Strategies

Long-term

Develop and implement coastal protection strategies, such as beach nourishment and seawalls, to protect coastal infrastructure and communities from sea level rise and storm surge.

Est. cost: Very High

Enhance Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, such as vegetation management and community education programs, to reduce the risk of bushfires.

Est. cost: Medium

Council & Emergency Services

Clarence Valley Council
Emergency Services

Data last updated: 4 May 2026

Explore Tullymorgan Risk Reports

Frequently Asked Questions

Is Tullymorgan safe from climate change?

No location in Australia is entirely immune to climate change impacts. Tullymorgan has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Tullymorgan?

The dominant hazard for Tullymorgan depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Tullymorgan compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Tullymorgan?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Tullymorgan?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Tullymorgan.

What share of Tullymorgan is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 20.1% of Tullymorgan in high-risk zones for bushfire, with a further 65.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tullymorgan Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tullymorgan, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections