📮 Tumbulgum postcode: 2490

Bushfire Risk in Tumbulgum, NSW: 2026 Assessment

Tumbulgum, New South Wales· Tweed· 2490
Bushfire risk is moderate, with some areas bordering bushland. Changes in temperature and rainfall patterns could exacerbate conditions.Updated 27 May 2026

Bushfire Risk Score

4.5/10

Bushfire risk is moderate, with some areas bordering bushland. Changes in temperature and rainfall patterns could exacerbate conditions.

Key Facts

Bushfire Risk
Bushfire risk is moderate, with some areas bordering bushland. Changes in temperature and rainfall patterns could exacerbate conditions.
Trend
increasing
Suburb
Tumbulgum, NSW
Overall Risk
High
Postcode
2490
Highest high-risk exposure
13.7% of land (surface flood)

Bushfire Risk Analysis

Tumbulgum, New South Wales, has a bushfire risk is moderate, with some areas bordering bushland. changes in temperature and rainfall patterns could exacerbate conditions. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Some properties are located in designated bushfire prone areas.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Tumbulgum, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Tumbulgum including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Tumbulgum sits within ClimateNest's suburb-level hazard model for bushfire risk. 12% of the suburb's land area is mapped in high-risk bushfire zones and 74.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tumbulgum.

Tumbulgum (postcode 2490) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (13.7% of land in high-risk zones), bushfire (12% of land in high-risk zones), riverine flood (7.2% of land in high-risk zones). Exposure is not uniform across Tumbulgum — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland areas
BAL Overlay / ZoneNSW RFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the region caused smoky conditions and raised concerns about property damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in infrastructure to protect against flooding, such as levees, flood barriers, and improved drainage systems.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including vegetation clearing, fire breaks, and community education programs.

Est. cost: Medium

Develop a Heatwave Management Plan

Near-term

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Strengthen Coastal Resilience

Long-term

Implement measures to protect against coastal erosion and sea level rise, such as beach nourishment and seawalls.

Est. cost: High

Improve Emergency Response

Immediate

Enhance emergency response capabilities, including evacuation plans, early warning systems, and community training.

Est. cost: Medium

Council & Emergency Services

Tweed Shire Council
Emergency Services

Data last updated: 27 May 2026

Explore Tumbulgum Risk Reports

Frequently Asked Questions

Is Tumbulgum in a bushfire prone area?

Parts of Tumbulgum may be designated as bushfire prone land. Based on available data, Tumbulgum has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Tumbulgum?

BAL ratings in Tumbulgum depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Tumbulgum?

Yes, properties in bushfire-prone parts of Tumbulgum may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Tumbulgum?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Tumbulgum is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 13.7% of Tumbulgum in high-risk zones for surface flood, with a further 67.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tumbulgum Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tumbulgum, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections