📮 Tumbulgum postcode: 2490

Storm Risk in Tumbulgum, NSW: 2026 Assessment

Tumbulgum, New South Wales· Tweed· 2490
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging windsUpdated 27 May 2026

Storm Risk Score

5.5/10

Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds

Key Facts

Storm Risk
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Trend
stable
Suburb
Tumbulgum, NSW
Overall Risk
High
Postcode
2490
Highest high-risk exposure
13.7% of land (surface flood)

Storm Risk Analysis

Tumbulgum, New South Wales, has a moderate storm risk profile. This includes exposure to severe thunderstorms, hail, damaging winds, and — in tropical regions — cyclone impacts. The applicable wind region classification under AS/NZS 1170.2 influences building design standards for Tumbulgum.

Severe thunderstorms affecting Tumbulgum can produce damaging wind gusts, large hail, and intense rainfall. The Bureau of Meteorology issues severe weather warnings for New South Wales, and historical storm data helps characterise the frequency and intensity of events in the region.

CSIRO research indicates that the intensity of severe convective storms — including those producing hail and damaging winds — may increase in a warming climate. For Tumbulgum property owners, this reinforces the value of storm-resistant building features and comprehensive insurance.

ClimateNest provides address-level storm risk reports for Tumbulgum including wind zone classification, hail risk probability, and property-specific mitigation recommendations based on your building characteristics.

Tumbulgum sits within ClimateNest's suburb-level hazard model for severe storm risk. 0% of the suburb's land area is mapped in high-risk severe storm zones and 70.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tumbulgum.

Tumbulgum (postcode 2490) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (13.7% of land in high-risk zones), bushfire (12% of land in high-risk zones), riverine flood (7.2% of land in high-risk zones). Exposure is not uniform across Tumbulgum — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Wind/Storm RegionLow-lying areas are susceptible to sea level rise
Storm Risk LevelModerate erosion risk along the riverbanks
Distance to Coast10 km

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in infrastructure to protect against flooding, such as levees, flood barriers, and improved drainage systems.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including vegetation clearing, fire breaks, and community education programs.

Est. cost: Medium

Develop a Heatwave Management Plan

Near-term

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Strengthen Coastal Resilience

Long-term

Implement measures to protect against coastal erosion and sea level rise, such as beach nourishment and seawalls.

Est. cost: High

Improve Emergency Response

Immediate

Enhance emergency response capabilities, including evacuation plans, early warning systems, and community training.

Est. cost: Medium

Council & Emergency Services

Tweed Shire Council
Emergency Services

Data last updated: 27 May 2026

Explore Tumbulgum Risk Reports

Frequently Asked Questions

Is Tumbulgum prone to hailstorms?

Hail risk in Tumbulgum depends on the frequency of severe thunderstorm activity in the New South Wales region. BOM tracks severe storm events including hail. Property-specific risk depends on roof design, building orientation, and local storm patterns.

What wind rating applies to buildings in Tumbulgum?

Under AS/NZS 1170.2, properties in Tumbulgum are assigned a wind region classification. This rating determines structural design requirements for new buildings. Check with ClimateNest or a structural engineer for your property's classification.

Does storm risk affect insurance premiums in Tumbulgum?

Yes, storm damage — including wind, hail, and rain ingress — is one of the most common insurance claims in Australia. Properties in higher wind zones or with greater hail exposure may face higher premiums or specific policy conditions.

What storm mitigation measures should Tumbulgum property owners consider?

Storm mitigation includes impact-resistant roofing, cyclone-rated fixings where required, window and door shutters, regular roof and gutter maintenance, securing outdoor items, and ensuring compliance with current wind load standards under the National Construction Code.

What share of Tumbulgum is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 13.7% of Tumbulgum in high-risk zones for surface flood, with a further 67.5% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tumbulgum Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tumbulgum, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections