Climate Risk Assessment for Tumorrama, NSW

Tumorrama, New South Wales
Medium Risk
Updated May 2026

Tumorrama faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Tumorrama

increasing

Flood

65/100

Tumorrama faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways
increasing

Bushfire

40/100

Tumorrama has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions
increasing

Heat

60/100

Tumorrama is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased temperatures
  • ·More frequent heatwaves
stable

Coastal

10/100

Tumorrama is not exposed to coastal risks.

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Tumorrama

Detailed Hazard Analysis

heat Risk

60/100

Tumorrama is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased temperatures
  • ·More frequent heatwaves

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Tumorrama faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Low-lying areas

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Tumorrama is not exposed to coastal risks.

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

Tumorrama has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Surrounding vegetation

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increased risk of flooding and bushfires.

Price Impact

Property values may be negatively impacted by the increased risk of climate-related events.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and prepare a bushfire survival plan.
  • 3.Ensure adequate cooling for heatwaves.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Tumorrama Creek
Elevation Range
200-250m
Flood Zone
Moderate

The Tumorrama Creek has a history of flooding during periods of heavy rainfall.

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land
Bushfire Prone Area
Yes

The area is designated as bushfire prone due to the surrounding vegetation.

Heat Evidence

Avg January Max Temp
32°C
Heat Stress Days/Year
3 days

Heatwaves are becoming more frequent and intense in the region.

Coastal Evidence

Distance to Coast
350 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2016
floodModerate

Heavy rainfall caused flooding in Tumorrama Creek, impacting local properties.

Source
2019
bushfireModerate

Bushfires in the surrounding region caused smoke haze and increased fire danger in Tumorrama.

Source
2013
heatwaveModerate

A prolonged heatwave resulted in high temperatures and heat stress for residents.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat606.7(+0.7)7.2(+1.2)
coastal101.01.0

By 2030, Tumorrama is projected to experience a notable increase in heatwave frequency and intensity, along with a heightened risk of flooding due to more intense rainfall events. Bushfire risk will also slightly increase.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and improved drainage systems, to protect properties from flooding.

Est. cost: High

Learn more

Bushfire Preparedness

Near-term

Develop and implement a community bushfire management plan, including evacuation routes and firebreaks.

Est. cost: Medium

Learn more

Heatwave Action Plan

Immediate

Establish a heatwave action plan to protect vulnerable populations during extreme heat events, including cooling centers and public awareness campaigns.

Est. cost: Low

Learn more

Water Conservation

Long-term

Promote water conservation measures to ensure a sustainable water supply during periods of drought and increased demand.

Est. cost: Low

Learn more

About Tumorrama's Climate Risk Profile

Tumorrama, NSW, is a rural area that faces several climate-related challenges. The primary concerns are increased flooding due to more intense rainfall, a higher risk of bushfires from hotter and drier conditions, and more frequent and severe heatwaves.

The risk of flooding is exacerbated by the proximity of Tumorrama to local waterways. Climate change projections indicate that rainfall intensity will increase, leading to more frequent and severe flood events. This poses a threat to property and infrastructure.

Bushfire risk is also a significant concern. The surrounding vegetation and hotter, drier conditions create a favorable environment for bushfires. Residents need to be prepared for potential evacuations and property damage.

Heatwaves are becoming more frequent and intense, posing a health risk to vulnerable populations. It is important to take precautions during heatwaves, such as staying hydrated and seeking air-conditioned environments.

Overall, Tumorrama needs to adapt to the changing climate to protect its residents and infrastructure. This includes implementing flood mitigation measures, managing bushfire risk, and preparing for heatwaves.

Data sources: BOM · CSIRO · NSW SES · NSW RFS

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Tumorrama?

Tumorrama faces increased risks from flooding, bushfires, and heatwaves due to climate change.

How will climate change affect property values in Tumorrama?

Property values may be negatively impacted by the increased risk of climate-related events.

What can I do to prepare for a flood in Tumorrama?

Check flood maps, purchase flood insurance, and develop a flood plan.

How can I protect my home from bushfires in Tumorrama?

Clear vegetation around your home, install fire-resistant materials, and have a bushfire survival plan.

What should I do during a heatwave in Tumorrama?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections