Flood Risk in Tumorrama, NSW: 2026 Assessment

Tumorrama, New South Wales· UNKNOWN
Tumorrama faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 27 May 2026

Flood Risk Score

6.5/10

Tumorrama faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Tumorrama faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Tumorrama, NSW
Overall Risk
Medium
Postcode
2720
Highest high-risk exposure
14.8% of land (riverine flood)

Flood Risk Analysis

Tumorrama, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Tumorrama Creek has a history of flooding during periods of heavy rainfall.

Tumorrama faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Tumorrama sits within ClimateNest's suburb-level hazard model for flood risk. 14.8% of the suburb's land area is mapped in high-risk flood zones and 67.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Tumorrama.

Tumorrama (postcode 2720) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (14.8% of land in high-risk zones), surface flood (14.3% of land in high-risk zones), bushfire (7.8% of land in high-risk zones). Exposure is not uniform across Tumorrama — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTumorrama Creek
Elevation Range200-250m
Flood Zone ClassificationModerate

Historical Events

2016
Moderate

Heavy rainfall caused flooding in Tumorrama Creek, impacting local properties.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and improved drainage systems, to protect properties from flooding.

Est. cost: High

Bushfire Preparedness

Near-term

Develop and implement a community bushfire management plan, including evacuation routes and firebreaks.

Est. cost: Medium

Heatwave Action Plan

Immediate

Establish a heatwave action plan to protect vulnerable populations during extreme heat events, including cooling centers and public awareness campaigns.

Est. cost: Low

Water Conservation

Long-term

Promote water conservation measures to ensure a sustainable water supply during periods of drought and increased demand.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 27 May 2026

Explore Tumorrama Risk Reports

Frequently Asked Questions

Is Tumorrama at risk of flooding?

Based on available data, Tumorrama has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Tumorrama?

Insurance costs for flood cover in Tumorrama depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Tumorrama?

Yes, flood risk can affect property values in Tumorrama. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Tumorrama?

Elevation is a critical factor in flood risk. Properties at higher elevations within Tumorrama typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Tumorrama is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 14.8% of Tumorrama in high-risk zones for riverine flood, with a further 67.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Tumorrama Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Tumorrama, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections