Flood Risk in Upper Growee, NSW: 2026 Assessment

Upper Growee, New South Wales· UNKNOWN
Upper Growee faces a moderate risk of flooding due to its proximity to waterways and undulating terrain. Intense rainfall events can lead to flash flooding.Updated 23 May 2026

Flood Risk Score

6.5/10

Upper Growee faces a moderate risk of flooding due to its proximity to waterways and undulating terrain. Intense rainfall events can lead to flash flooding.

Key Facts

Flood Risk
Upper Growee faces a moderate risk of flooding due to its proximity to waterways and undulating terrain. Intense rainfall events can lead to flash flooding.
Trend
increasing
Suburb
Upper Growee, NSW
Overall Risk
High
Postcode
2849
Highest high-risk exposure
9% of land (riverine flood)

Flood Risk Analysis

Upper Growee, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates localized flooding during heavy rainfall events.

Upper Growee faces a moderate risk of flooding due to its proximity to waterways and undulating terrain. Intense rainfall events can lead to flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Upper Growee sits within ClimateNest's suburb-level hazard model for flood risk. 9% of the suburb's land area is mapped in high-risk flood zones and 75.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Upper Growee.

Upper Growee (postcode 2849) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (9% of land in high-risk zones), bushfire (5.1% of land in high-risk zones), surface flood (5% of land in high-risk zones). Exposure is not uniform across Upper Growee — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayGrowee River
Elevation Range200-350m
Flood Zone ClassificationModerate

Historical Events

2017
Moderate

Heavy rainfall caused localized flooding, affecting several homes and businesses.

Adaptation & Mitigation Actions

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for evacuating your property in the event of a bushfire. Ensure all family members are aware of the plan and practice it regularly.

Est. cost: Low

Improve Home Cooling

Near-term

Install air conditioning or fans to help keep your home cool during heatwaves. Consider energy-efficient options to reduce electricity consumption.

Est. cost: Medium

Upgrade Drainage Systems

Near-term

Ensure that drainage systems around your property are adequate to handle heavy rainfall. Clear gutters and downpipes regularly to prevent blockages.

Est. cost: Medium

Strengthen Community Resilience

Long-term

Participate in community initiatives to prepare for and respond to climate-related disasters. Support local organizations that provide assistance to vulnerable populations.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 23 May 2026

Explore Upper Growee Risk Reports

Frequently Asked Questions

Is Upper Growee at risk of flooding?

Based on available data, Upper Growee has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Upper Growee?

Insurance costs for flood cover in Upper Growee depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Upper Growee?

Yes, flood risk can affect property values in Upper Growee. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Upper Growee?

Elevation is a critical factor in flood risk. Properties at higher elevations within Upper Growee typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Upper Growee is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 9% of Upper Growee in high-risk zones for riverine flood, with a further 75.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Growee Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Growee, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections