๐Ÿ“ฎ Upper Mangrove postcode: 2250

Flood Risk in Upper Mangrove, NSW: 2026 Assessment

Upper Mangrove, New South Walesยท UNKNOWNยท 2250
Upper Mangrove faces a moderate risk of flooding due to its location within the Hawkesbury-Nepean catchment. Intense rainfall events can lead to riverine and flash flooding.Updated 7 May 2026

Flood Risk Score

6.0/10

Upper Mangrove faces a moderate risk of flooding due to its location within the Hawkesbury-Nepean catchment. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Upper Mangrove faces a moderate risk of flooding due to its location within the Hawkesbury-Nepean catchment. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Upper Mangrove, NSW
Overall Risk
Medium
Postcode
2250
Highest high-risk exposure
9.9% of land (bushfire)

Flood Risk Analysis

Upper Mangrove, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Hawkesbury-Nepean floodplain is known for its unique flooding characteristics.

Upper Mangrove faces a moderate risk of flooding due to its location within the Hawkesbury-Nepean catchment. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Upper Mangrove sits within ClimateNest's suburb-level hazard model for flood risk. 7.8% of the suburb's land area is mapped in high-risk flood zones and 77.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Upper Mangrove.

Upper Mangrove (postcode 2250) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.9% of land in high-risk zones), riverine flood (7.8% of land in high-risk zones), surface flood (7.2% of land in high-risk zones). Exposure is not uniform across Upper Mangrove โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHawkesbury River
Elevation Range50-200m
Flood Zone ClassificationYes

Historical Events

2022
Major

Severe flooding along the Hawkesbury River inundated properties and disrupted transportation.

2017
Moderate

Heavy rainfall caused localized flooding in low-lying areas.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Bushfire Mitigation

Immediate

Implement bushfire mitigation strategies, such as controlled burns and vegetation management.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Education

Long-term

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Central Coast Council
Emergency Services

Data last updated: 7 May 2026

Explore Upper Mangrove Risk Reports

Frequently Asked Questions

Is Upper Mangrove at risk of flooding?

Based on available data, Upper Mangrove has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Upper Mangrove?

Insurance costs for flood cover in Upper Mangrove depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Upper Mangrove?

Yes, flood risk can affect property values in Upper Mangrove. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Upper Mangrove?

Elevation is a critical factor in flood risk. Properties at higher elevations within Upper Mangrove typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Upper Mangrove is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.9% of Upper Mangrove in high-risk zones for bushfire, with a further 73.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Mangrove Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Mangrove, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections