Flood Risk in Upper Rollands Plains, NSW: 2026 Assessment

Upper Rollands Plains, New South Wales· UNKNOWN
Upper Rollands Plains faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.Updated 10 May 2026

Flood Risk Score

6.0/10

Upper Rollands Plains faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Key Facts

Flood Risk
Upper Rollands Plains faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.
Trend
increasing
Suburb
Upper Rollands Plains, NSW
Overall Risk
Medium
Postcode
2441
Highest high-risk exposure
16.1% of land (bushfire)

Flood Risk Analysis

Upper Rollands Plains, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates periodic inundation of low-lying areas near the Hastings River.

Upper Rollands Plains faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Upper Rollands Plains sits within ClimateNest's suburb-level hazard model for flood risk. 8.5% of the suburb's land area is mapped in high-risk flood zones and 76.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Upper Rollands Plains.

Upper Rollands Plains (postcode 2441) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.1% of land in high-risk zones), riverine flood (8.5% of land in high-risk zones), surface flood (3.2% of land in high-risk zones). Exposure is not uniform across Upper Rollands Plains — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHastings River
Elevation Range50-100 meters
Flood Zone ClassificationLow to moderate risk areas identified

Historical Events

2022
Major

Significant flooding event impacted the region, causing road closures and property damage.

2013
Moderate

The Hastings River experienced moderate flooding, impacting low-lying areas in and around Upper Rollands Plains.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Bushfire Preparedness

Immediate

Implement community education programs on bushfire preparedness and evacuation procedures.

Est. cost: Low

Heatwave Action Plan

Near-term

Develop and implement a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Medium

Water Conservation

Long-term

Promote water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Port Macquarie-Hastings Council
Emergency Services

Data last updated: 10 May 2026

Explore Upper Rollands Plains Risk Reports

Frequently Asked Questions

Is Upper Rollands Plains at risk of flooding?

Based on available data, Upper Rollands Plains has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Upper Rollands Plains?

Insurance costs for flood cover in Upper Rollands Plains depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Upper Rollands Plains?

Yes, flood risk can affect property values in Upper Rollands Plains. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Upper Rollands Plains?

Elevation is a critical factor in flood risk. Properties at higher elevations within Upper Rollands Plains typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Upper Rollands Plains is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.1% of Upper Rollands Plains in high-risk zones for bushfire, with a further 68.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Rollands Plains Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Rollands Plains, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections