Flood Risk in Upper Taylors Arm, NSW: 2026 Assessment

Upper Taylors Arm, New South Wales· UNKNOWN
Upper Taylors Arm experiences a moderate risk of flooding due to its proximity to waterways and low-lying areas. Heavy rainfall events can lead to riverine and flash flooding.Updated 23 May 2026

Flood Risk Score

6.5/10

Upper Taylors Arm experiences a moderate risk of flooding due to its proximity to waterways and low-lying areas. Heavy rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Upper Taylors Arm experiences a moderate risk of flooding due to its proximity to waterways and low-lying areas. Heavy rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Upper Taylors Arm, NSW
Overall Risk
Medium
Postcode
2447
Highest high-risk exposure
13.6% of land (bushfire)

Flood Risk Analysis

Upper Taylors Arm, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The area has experienced several flood events in the past, impacting local infrastructure and residents.

Upper Taylors Arm experiences a moderate risk of flooding due to its proximity to waterways and low-lying areas. Heavy rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Upper Taylors Arm sits within ClimateNest's suburb-level hazard model for flood risk. 3.8% of the suburb's land area is mapped in high-risk flood zones and 82% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Upper Taylors Arm.

Upper Taylors Arm (postcode 2447) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.6% of land in high-risk zones), surface flood (8.7% of land in high-risk zones), riverine flood (3.8% of land in high-risk zones). Exposure is not uniform across Upper Taylors Arm — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTaylors Arm River
Elevation Range50-150m
Flood Zone ClassificationLikely

Historical Events

2020
Minor

Localized flooding occurred due to heavy rainfall.

2013
Moderate

Major flooding occurred in the Macleay River, impacting Upper Taylors Arm and surrounding areas.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage systems and build flood levees to protect properties from flooding.

Est. cost: Medium

Manage Bushfire Fuel Loads

Immediate

Implement regular vegetation clearing and controlled burns to reduce bushfire risk.

Est. cost: Low

Develop Heatwave Preparedness Plans

Near-term

Establish cooling centers and provide public awareness campaigns on heatwave safety.

Est. cost: Low

Strengthen Building Codes

Long-term

Update building codes to ensure new constructions are resilient to climate hazards.

Est. cost: Medium

Council & Emergency Services

Kempsey Shire Council
Emergency Services

Data last updated: 23 May 2026

Explore Upper Taylors Arm Risk Reports

Frequently Asked Questions

Is Upper Taylors Arm at risk of flooding?

Based on available data, Upper Taylors Arm has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Upper Taylors Arm?

Insurance costs for flood cover in Upper Taylors Arm depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Upper Taylors Arm?

Yes, flood risk can affect property values in Upper Taylors Arm. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Upper Taylors Arm?

Elevation is a critical factor in flood risk. Properties at higher elevations within Upper Taylors Arm typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Upper Taylors Arm is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.6% of Upper Taylors Arm in high-risk zones for bushfire, with a further 65.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Taylors Arm Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Taylors Arm, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections