Is Utungun, NSW Climate Safe? 2026 Assessment

Utungun, New South Wales· UNKNOWN
Moderate climate risk — address-specificUpdated 23 May 2026

Climate Safety Score

5.2/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Utungun faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Bushfire
Utungun has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.
Heat
Utungun is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2447
Highest high-risk exposure
14.6% of land (bushfire)

Climate Safety Analysis

Utungun in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Utungun's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Utungun is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Utungun including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Utungun (postcode 2447) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.6% of land in high-risk zones), surface flood (8.6% of land in high-risk zones), extreme wind (5.8% of land in high-risk zones). Exposure is not uniform across Utungun — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL OverlayRFS Bush Fire Prone Land
Nearest WaterwayUnnamed Creek
Flood ZoneLow to Moderate
Avg January Max31.5 °C

Historical Events

2020
Minor

A severe thunderstorm brought heavy rain and strong winds to Utungun, causing minor damage.

2019
Moderate

Bushfires in the region caused smoke haze and elevated fire danger in Utungun.

2017
Moderate

A prolonged heatwave resulted in increased hospital admissions and strain on infrastructure.

2013
Moderate

Heavy rainfall caused localized flooding in low-lying areas of Utungun.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Vegetation Management

Near-term

Implement vegetation management strategies to reduce bushfire fuel load and protect properties.

Est. cost: Low

Heatwave Early Warning System

Immediate

Develop and implement a heatwave early warning system to protect vulnerable populations.

Est. cost: Low

Community Education Programs

Long-term

Conduct community education programs to raise awareness of climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 23 May 2026

Explore Utungun Risk Reports

Frequently Asked Questions

Is Utungun safe from climate change?

No location in Australia is entirely immune to climate change impacts. Utungun has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Utungun?

The dominant hazard for Utungun depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Utungun compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Utungun?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Utungun?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Utungun.

What share of Utungun is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.6% of Utungun in high-risk zones for bushfire, with a further 73.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Utungun Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Utungun, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections