Flood Risk in Windy, NSW: 2026 Assessment

Windy, New South Wales· UNKNOWN
Windy faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine overflow. The risk is expected to increase with climate change.Updated 22 May 2026

Flood Risk Score

6.5/10

Windy faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine overflow. The risk is expected to increase with climate change.

Key Facts

Flood Risk
Windy faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine overflow. The risk is expected to increase with climate change.
Trend
increasing
Suburb
Windy, NSW
Overall Risk
Medium
Postcode
2343
Highest high-risk exposure
8.2% of land (riverine flood)

Flood Risk Analysis

Windy, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Some areas near the creek are prone to flash flooding.

Windy faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine overflow. The risk is expected to increase with climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Windy sits within ClimateNest's suburb-level hazard model for flood risk. 8.2% of the suburb's land area is mapped in high-risk flood zones and 80.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Windy.

Windy (postcode 2343) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (8.2% of land in high-risk zones), surface flood (7% of land in high-risk zones), bushfire (6.9% of land in high-risk zones). Exposure is not uniform across Windy — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLocal Creek
Elevation Range100-120m
Flood Zone ClassificationPartially within flood zone

Historical Events

2011
Moderate

Heavy rainfall caused flash flooding in low-lying areas, affecting several homes and businesses.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flash flooding during heavy rainfall events.

Est. cost: Medium

Implement bushfire management strategies

Near-term

Clear vegetation around properties and create firebreaks to reduce the risk of bushfire damage.

Est. cost: Low

Increase urban green space

Long-term

Plant trees and create parks to reduce the urban heat island effect and provide shade during heatwaves.

Est. cost: Medium

Develop a heatwave response plan

Immediate

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Promote water conservation

Near-term

Encourage residents to conserve water to reduce strain on water resources during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Example Council
Emergency Services

Data last updated: 22 May 2026

Explore Windy Risk Reports

Frequently Asked Questions

Is Windy at risk of flooding?

Based on available data, Windy has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Windy?

Insurance costs for flood cover in Windy depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Windy?

Yes, flood risk can affect property values in Windy. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Windy?

Elevation is a critical factor in flood risk. Properties at higher elevations within Windy typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Windy is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 8.2% of Windy in high-risk zones for riverine flood, with a further 80.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Windy Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Windy, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections