Flood Risk in Yarragal, NSW: 2026 Assessment

Yarragal, New South Wales
Yarragal faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.Updated 29 May 2026

Flood Risk Score

6.0/10

Yarragal faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Yarragal faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Yarragal, NSW
Overall Risk
Medium
Postcode
2820
Highest high-risk exposure
14.1% of land (bushfire)

Flood Risk Analysis

Yarragal, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that some areas are more vulnerable than others.

Yarragal faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Yarragal sits within ClimateNest's suburb-level hazard model for flood risk. 12.8% of the suburb's land area is mapped in high-risk flood zones and 74.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Yarragal.

Yarragal (postcode 2820) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14.1% of land in high-risk zones), riverine flood (12.8% of land in high-risk zones), surface flood (8.3% of land in high-risk zones). Exposure is not uniform across Yarragal — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLocal creeks and rivers
Elevation RangeVaries across the suburb
Flood Zone ClassificationAreas near waterways are prone to flooding

Historical Events

2011
Moderate

Major flooding event impacted the region, causing property damage and disruptions to infrastructure.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in improved drainage systems and flood barriers to protect properties from flooding.

Est. cost: High

Bushfire Preparedness

Immediate

Clear vegetation around properties, develop a bushfire survival plan, and install fire-resistant building materials.

Est. cost: Medium

Heatwave Preparedness

Immediate

Install air conditioning or fans, stay hydrated, and avoid strenuous activity during heatwaves. Check on vulnerable neighbors and family members.

Est. cost: Low

Community Education Programs

Near-term

Implement community education programs to raise awareness about climate risks and adaptation strategies.

Est. cost: Low

Upgrade Building Codes

Long-term

Update building codes to require more climate-resilient construction materials and designs.

Est. cost: High

Council & Emergency Services

Example Shire Council
Emergency Services

Data last updated: 29 May 2026

Explore Yarragal Risk Reports

Frequently Asked Questions

Is Yarragal at risk of flooding?

Based on available data, Yarragal has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Yarragal?

Insurance costs for flood cover in Yarragal depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Yarragal?

Yes, flood risk can affect property values in Yarragal. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Yarragal?

Elevation is a critical factor in flood risk. Properties at higher elevations within Yarragal typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Yarragal is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.1% of Yarragal in high-risk zones for bushfire, with a further 71.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Yarragal Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Yarragal, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections