📮 Burpengary postcode: 4505

Flood Risk in Burpengary, QLD: 2026 Assessment

Burpengary, Queensland· Moreton Bay Regional· 4505
Burpengary faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 1 Apr 2026

Flood Risk Score

6.0/10

Burpengary faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Burpengary faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Burpengary, QLD
Overall Risk
Medium
Postcode
4505
Region
Coastal QLD
Median property value
$675,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
23.8% of land (tropical cyclone)

Flood Risk Analysis

Burpengary, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Several areas within Burpengary are identified as flood zones by the Moreton Bay Regional Council.

Burpengary faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Burpengary sits within ClimateNest's suburb-level hazard model for flood risk. 9.8% of the suburb's land area is mapped in high-risk flood zones and 66.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Burpengary.

On ClimateNest's 0–10 suburb hazard index, Burpengary scores 5 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Burpengary can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Burpengary located in Coastal QLD (postcode 4505), is a Queensland suburb tracked by ClimateNest. The suburb's median property value is $675,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Burpengary.

Across the six hazard axes ClimateNest models, the dominant climate risk in Burpengary is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising significantly (+40% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Burpengary, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Burpengary are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayBurpengary Creek
Elevation Range5-20 meters
Flood Zone ClassificationMedium

Historical Events

2022
Major

Major flooding event impacted Burpengary, causing significant damage to homes and infrastructure.

2011
Major

The 2011 Brisbane floods affected Burpengary, causing widespread inundation and damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Bushfire Mitigation

Near-term

Implement bushfire mitigation measures, such as fuel reduction burns, fire breaks, and community education programs.

Est. cost: Medium

Heatwave Preparedness

Immediate

Develop heatwave preparedness plans, including cooling centers, public awareness campaigns, and support for vulnerable populations.

Est. cost: Low

Coastal Protection

Long-term

Implement coastal protection measures, such as seawalls, beach nourishment, and managed retreat from vulnerable areas.

Est. cost: High

Community Education

Near-term

Raise community awareness about climate risks and adaptation measures through workshops, information sessions, and online resources.

Est. cost: Low

Council & Emergency Services

Moreton Bay Regional Council
Emergency Services

Data last updated: 1 April 2026

Explore Burpengary Risk Reports

Frequently Asked Questions

Is Burpengary at risk of flooding?

Based on available data, Burpengary has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Burpengary?

Insurance costs for flood cover in Burpengary depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Burpengary?

Yes, flood risk can affect property values in Burpengary. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Burpengary?

Elevation is a critical factor in flood risk. Properties at higher elevations within Burpengary typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Burpengary?

ClimateNest's suburb model rates Burpengary's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by damaging wind (6/10) and severe storm (6/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Burpengary.

What share of Burpengary is exposed to high tropical cyclone risk?

ClimateNest's hazard overlay maps 23.8% of Burpengary in high-risk zones for tropical cyclone, with a further 55.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Burpengary Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Burpengary, Queensland, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections