๐Ÿ“ฎ Gracemere postcode: 4702

Flood Risk in Gracemere, QLD: 2026 Assessment

Gracemere, Queenslandยท Rockhamptonยท 4702
Gracemere faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 2 Apr 2026

Flood Risk Score

6.5/10

Gracemere faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Gracemere faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Gracemere, QLD
Overall Risk
Medium
Postcode
4702
Highest high-risk exposure
18.4% of land (tropical cyclone)

Flood Risk Analysis

Gracemere, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Historical flood events have impacted Gracemere, highlighting the need for ongoing monitoring and mitigation efforts.

Gracemere faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Gracemere sits within ClimateNest's suburb-level hazard model for flood risk. 12.1% of the suburb's land area is mapped in high-risk flood zones and 63.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Gracemere.

Gracemere (postcode 4702) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are tropical cyclone (18.4% of land in high-risk zones), bushfire (17.5% of land in high-risk zones), riverine flood (12.1% of land in high-risk zones). Exposure is not uniform across Gracemere โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayFitzroy River
Elevation Range10-30m
Flood Zone ClassificationAreas near the Fitzroy River are prone to flooding.

Historical Events

2011
Major

Widespread flooding across Queensland, including Gracemere, resulted in evacuations and significant disruption.

2010
Major

Major flooding impacted Gracemere, causing significant damage to property and infrastructure.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood barriers and drainage improvements to protect properties from flooding.

Est. cost: Medium

Bushfire Mitigation

Immediate

Clear vegetation around homes and develop a bushfire survival plan.

Est. cost: Low

Heatwave Preparedness

Near-term

Install air conditioning and ensure access to cooling centers during heatwaves.

Est. cost: Medium

Community Education

Long-term

Promote community awareness of climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

Rockhampton Regional Council
Emergency Services

Data last updated: 2 April 2026

Explore Gracemere Risk Reports

Frequently Asked Questions

Is Gracemere at risk of flooding?

Based on available data, Gracemere has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Gracemere?

Insurance costs for flood cover in Gracemere depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Gracemere?

Yes, flood risk can affect property values in Gracemere. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Gracemere?

Elevation is a critical factor in flood risk. Properties at higher elevations within Gracemere typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Gracemere is exposed to high tropical cyclone risk?

ClimateNest's hazard overlay maps 18.4% of Gracemere in high-risk zones for tropical cyclone, with a further 55.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Gracemere Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Gracemere, Queensland, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections