Bushfire Risk in Mackay Harbour, QLD: 2026 Assessment

Mackay Harbour, Queensland· UNKNOWN
The risk of bushfire in Mackay Harbour is relatively low due to the suburb's coastal location and limited vegetation. However, dry conditions and strong winds can increase the risk.Updated 31 Mar 2026

Bushfire Risk Score

3.2/10

The risk of bushfire in Mackay Harbour is relatively low due to the suburb's coastal location and limited vegetation. However, dry conditions and strong winds can increase the risk.

Key Facts

Bushfire Risk
The risk of bushfire in Mackay Harbour is relatively low due to the suburb's coastal location and limited vegetation. However, dry conditions and strong winds can increase the risk.
Trend
stable
Suburb
Mackay Harbour, QLD
Overall Risk
Medium
Postcode
4740
Highest high-risk exposure
20.2% of land (bushfire)

Bushfire Risk Analysis

Mackay Harbour, Queensland, has a the risk of bushfire in mackay harbour is relatively low due to the suburb's coastal location and limited vegetation. however, dry conditions and strong winds can increase the risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The Queensland fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is primarily urbanized, reducing the risk of significant bushfire impact.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Mackay Harbour, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Mackay Harbour including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Mackay Harbour sits within ClimateNest's suburb-level hazard model for bushfire risk. 20.2% of the suburb's land area is mapped in high-risk bushfire zones and 61.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mackay Harbour.

Mackay Harbour (postcode 4740) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (20.2% of land in high-risk zones), tropical cyclone (17% of land in high-risk zones), extreme wind (12.1% of land in high-risk zones). Exposure is not uniform across Mackay Harbour — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to Bushland5 km
BAL Overlay / ZoneNot significantly affected by bushfire overlay
Bushfire Prone AreaNo

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: High

Construct Coastal Defenses

Long-term

Build seawalls and other coastal defenses to protect against sea level rise and storm surge.

Est. cost: Very High

Implement Heatwave Early Warning System

Immediate

Develop and implement a heatwave early warning system to alert residents to impending heatwaves and provide advice on how to stay safe.

Est. cost: Low

Promote Water Conservation

Near-term

Encourage residents to conserve water to reduce demand on water resources during droughts.

Est. cost: Low

Council & Emergency Services

Mackay Regional Council
Emergency Services

Data last updated: 31 March 2026

Explore Mackay Harbour Risk Reports

Frequently Asked Questions

Is Mackay Harbour in a bushfire prone area?

Parts of Mackay Harbour may be designated as bushfire prone land. Based on available data, Mackay Harbour has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Mackay Harbour?

BAL ratings in Mackay Harbour depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Mackay Harbour?

Yes, properties in bushfire-prone parts of Mackay Harbour may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Mackay Harbour?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the Queensland fire authority for property-specific guidance.

What share of Mackay Harbour is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 20.2% of Mackay Harbour in high-risk zones for bushfire, with a further 61.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Mackay Harbour Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mackay Harbour, Queensland, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections