Flood Risk in Maryborough, QLD: 2026 Assessment

Maryborough, Queensland· UNKNOWN
Maryborough is located on the Mary River and has a history of flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, leading to a higher risk of riverine and flash flooding.Updated 2 Apr 2026

Flood Risk Score

7.5/10

Maryborough is located on the Mary River and has a history of flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, leading to a higher risk of riverine and flash flooding.

Key Facts

Flood Risk
Maryborough is located on the Mary River and has a history of flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, leading to a higher risk of riverine and flash flooding.
Trend
increasing
Suburb
Maryborough, QLD
Overall Risk
Medium
Postcode
4650
Highest high-risk exposure
15.5% of land (riverine flood)

Flood Risk Analysis

Maryborough, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Historical flood data indicates that significant portions of Maryborough have been inundated in past events.

Maryborough is located on the Mary River and has a history of flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, leading to a higher risk of riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Maryborough sits within ClimateNest's suburb-level hazard model for flood risk. 15.5% of the suburb's land area is mapped in high-risk flood zones and 60% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Maryborough.

Maryborough (postcode 4650) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (15.5% of land in high-risk zones), tropical cyclone (13.8% of land in high-risk zones), extreme wind (8.8% of land in high-risk zones). Exposure is not uniform across Maryborough — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMary River
Elevation Range5-20 meters
Flood Zone ClassificationAreas adjacent to the Mary River are designated as flood zones.

Historical Events

2022
Major

Severe flooding impacted Maryborough, causing significant damage and requiring evacuations.

2019
Moderate

Heavy rainfall led to flooding in Maryborough, disrupting transportation and affecting local businesses.

2013
Moderate

Another significant flood event impacted Maryborough, causing damage to infrastructure and properties.

2011
Major

The 2011 floods caused widespread inundation in Maryborough, affecting homes and businesses.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in flood levees, drainage improvements, and early warning systems to protect properties and infrastructure from flooding.

Est. cost: High

Enhance Heatwave Preparedness

Near-term

Establish cooling centers, promote heat-safe practices, and ensure access to healthcare for vulnerable populations during heatwaves.

Est. cost: Medium

Strengthen Bushfire Resilience

Long-term

Implement vegetation management programs, improve building codes for fire resistance, and educate residents on bushfire safety.

Est. cost: Medium

Protect Riverbanks from Erosion

Long-term

Implement erosion control measures along the Mary River to protect against sea level rise and storm surge impacts.

Est. cost: High

Community Awareness Programs

Near-term

Educate the community about climate change risks and adaptation strategies through workshops, information sessions, and online resources.

Est. cost: Low

Council & Emergency Services

Fraser Coast Regional Council
Emergency Services

Data last updated: 2 April 2026

Explore Maryborough Risk Reports

Frequently Asked Questions

Is Maryborough at risk of flooding?

Based on available data, Maryborough has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Maryborough?

Insurance costs for flood cover in Maryborough depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Maryborough?

Yes, flood risk can affect property values in Maryborough. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Maryborough?

Elevation is a critical factor in flood risk. Properties at higher elevations within Maryborough typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Maryborough is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 15.5% of Maryborough in high-risk zones for riverine flood, with a further 60% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Maryborough Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Maryborough, Queensland, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections