Flood Risk in St George, QLD: 2026 Assessment

St George, Queensland· UNKNOWN
St George faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is influenced by the proximity to waterways and low-lying areas.Updated 25 May 2026

Flood Risk Score

6.0/10

St George faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is influenced by the proximity to waterways and low-lying areas.

Key Facts

Flood Risk
St George faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is influenced by the proximity to waterways and low-lying areas.
Trend
increasing
Suburb
St George, QLD
Overall Risk
Medium
Postcode
4487
Highest high-risk exposure
16.4% of land (bushfire)

Flood Risk Analysis

St George, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Historical flood events have impacted low-lying areas near the river.

St George faces a moderate risk of flooding, primarily from heavy rainfall events and potential riverine flooding. The risk is influenced by the proximity to waterways and low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

St George sits within ClimateNest's suburb-level hazard model for flood risk. 6.2% of the suburb's land area is mapped in high-risk flood zones and 74.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in St George.

St George (postcode 4487) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.4% of land in high-risk zones), tropical cyclone (9.3% of land in high-risk zones), extreme wind (9% of land in high-risk zones). Exposure is not uniform across St George — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayGeorges River
Elevation Range5-30 meters
Flood Zone ClassificationPotentially affected areas near the Georges River

Historical Events

2022
Moderate

Heavy rainfall caused flash flooding in some areas of St George.

1990
Moderate

Major flooding along the Georges River impacted low-lying areas.

Adaptation & Mitigation Actions

Improve Home Insulation

Near-term

Enhance insulation in homes to reduce heat gain during summer and heat loss during winter, lowering energy consumption and improving comfort.

Est. cost: Medium

Install Rainwater Tanks

Near-term

Collect rainwater for non-potable uses such as gardening and toilet flushing, reducing reliance on mains water and mitigating flood risk.

Est. cost: Medium

Create Green Spaces

Long-term

Increase vegetation cover in urban areas to reduce the urban heat island effect, provide shade, and improve air quality.

Est. cost: High

Develop Flood Management Plans

Immediate

Implement comprehensive flood management plans to protect properties and infrastructure from flood damage, including early warning systems and evacuation strategies.

Est. cost: High

Promote Community Awareness

Near-term

Educate residents about climate change risks and adaptation measures through workshops, information campaigns, and community events.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 25 May 2026

Explore St George Risk Reports

Frequently Asked Questions

Is St George at risk of flooding?

Based on available data, St George has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in St George?

Insurance costs for flood cover in St George depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in St George?

Yes, flood risk can affect property values in St George. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in St George?

Elevation is a critical factor in flood risk. Properties at higher elevations within St George typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of St George is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.4% of St George in high-risk zones for bushfire, with a further 77.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is St George Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for St George, Queensland, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections