๐Ÿ“ฎ Mannum postcode: 5238

Flood Risk in Mannum, SA: 2026 Assessment

Mannum, South Australiaยท Mid Murray Councilยท 5238
Mannum faces a moderate risk of flooding due to its proximity to the Murray River. Riverine flooding can inundate low-lying areas.Updated 31 Mar 2026

Flood Risk Score

6.0/10

Mannum faces a moderate risk of flooding due to its proximity to the Murray River. Riverine flooding can inundate low-lying areas.

Key Facts

Flood Risk
Mannum faces a moderate risk of flooding due to its proximity to the Murray River. Riverine flooding can inundate low-lying areas.
Trend
increasing
Suburb
Mannum, SA
Overall Risk
Medium
Postcode
5238
Highest high-risk exposure
16.3% of land (bushfire)

Flood Risk Analysis

Mannum, located in South Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across South Australia.

Historical flood events have impacted properties close to the river. Council provides information on flood preparedness.

Mannum faces a moderate risk of flooding due to its proximity to the Murray River. Riverine flooding can inundate low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mannum sits within ClimateNest's suburb-level hazard model for flood risk. 4% of the suburb's land area is mapped in high-risk flood zones and 77.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mannum.

Mannum (postcode 5238) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.3% of land in high-risk zones), surface flood (6.6% of land in high-risk zones), extreme wind (4.9% of land in high-risk zones). Exposure is not uniform across Mannum โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurray River
Elevation Range10-20 meters
Flood Zone ClassificationAreas adjacent to the Murray River are designated as flood zones.

Historical Events

2022
Moderate

Significant flooding along the Murray River impacted Mannum, causing property damage and disruptions.

1956
Major

The 1956 Murray River flood was one of the largest on record, inundating many properties in Mannum.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in levees and other flood protection measures to protect properties from riverine flooding.

Est. cost: High

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.

Est. cost: Medium

Enhance Water Management

Long-term

Implement water-efficient practices and explore alternative water sources to mitigate the impacts of drought.

Est. cost: Medium

Community Awareness Programs

Near-term

Educate residents about climate risks and adaptation measures through community workshops and online resources.

Est. cost: Low

Council & Emergency Services

Mid Murray Council
Emergency Services

Data last updated: 31 March 2026

Explore Mannum Risk Reports

Frequently Asked Questions

Is Mannum at risk of flooding?

Based on available data, Mannum has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mannum?

Insurance costs for flood cover in Mannum depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mannum?

Yes, flood risk can affect property values in Mannum. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mannum?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mannum typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mannum is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.3% of Mannum in high-risk zones for bushfire, with a further 76.4% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Mannum Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mannum, South Australia, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections