📮 Mannum postcode: 5238

Property Investment Score: Mannum, SA (2026)

Mannum, South Australia· Mid Murray Council· 5238
Moderate investment with climate considerationsUpdated 31 Mar 2026

Investment Score

5.2/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.2/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Mannum, SA
Postcode
5238
Highest high-risk exposure
16.3% of land (bushfire)

Investment Score Analysis

Mannum in South Australia has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Properties in flood-prone areas may experience some price impact.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Mannum with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Mannum including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Mannum (postcode 5238) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (16.3% of land in high-risk zones), surface flood (6.6% of land in high-risk zones), extreme wind (4.9% of land in high-risk zones). Exposure is not uniform across Mannum — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Insurance OutlookInsurance premiums may increase in areas prone to flooding.
Price Impact from ClimateProperties in flood-prone areas may experience some price impact.
Resale Liquidity RiskMedium

Historical Events

2022
Moderate

Significant flooding along the Murray River impacted Mannum, causing property damage and disruptions.

2019
Moderate

Record-breaking temperatures were experienced across South Australia, including Mannum, leading to heat stress and health concerns.

1956
Major

The 1956 Murray River flood was one of the largest on record, inundating many properties in Mannum.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in levees and other flood protection measures to protect properties from riverine flooding.

Est. cost: High

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.

Est. cost: Medium

Enhance Water Management

Long-term

Implement water-efficient practices and explore alternative water sources to mitigate the impacts of drought.

Est. cost: Medium

Community Awareness Programs

Near-term

Educate residents about climate risks and adaptation measures through community workshops and online resources.

Est. cost: Low

Council & Emergency Services

Mid Murray Council
Emergency Services

Data last updated: 31 March 2026

Explore Mannum Risk Reports

Frequently Asked Questions

Is Mannum a good investment?

Mannum has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Mannum?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Mannum. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Mannum?

The resale outlook for Mannum depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Mannum?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across South Australia suburbs to identify relative opportunities and risks.

What share of Mannum is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 16.3% of Mannum in high-risk zones for bushfire, with a further 76.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Mannum Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mannum, South Australia, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections