Flood Risk in Somerset, TAS: 2026 Assessment

Somerset, Tasmania· UNKNOWN
Somerset faces a moderate risk of flooding due to its proximity to the coast and the presence of nearby waterways. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.Updated 3 Apr 2026

Flood Risk Score

6.5/10

Somerset faces a moderate risk of flooding due to its proximity to the coast and the presence of nearby waterways. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

Key Facts

Flood Risk
Somerset faces a moderate risk of flooding due to its proximity to the coast and the presence of nearby waterways. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.
Trend
increasing
Suburb
Somerset, TAS
Overall Risk
Medium
Postcode
7322
Highest high-risk exposure
4.9% of land (surface flood)

Flood Risk Analysis

Somerset, located in Tasmania, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Tasmania.

Low-lying areas near the Inglis River are particularly susceptible to flooding.

Somerset faces a moderate risk of flooding due to its proximity to the coast and the presence of nearby waterways. Climate change is expected to increase rainfall intensity, potentially leading to more frequent and severe flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Somerset sits within ClimateNest's suburb-level hazard model for flood risk. 3% of the suburb's land area is mapped in high-risk flood zones and 78.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Somerset.

Somerset (postcode 7322) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (4.9% of land in high-risk zones), extreme wind (3.8% of land in high-risk zones), bushfire (3.2% of land in high-risk zones). Exposure is not uniform across Somerset — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayInglis River
Elevation Range0-20 meters
Flood Zone ClassificationCoastal and riverine floodplains

Historical Events

2016
Moderate

Significant flooding occurred in the region, impacting low-lying areas and causing property damage. Heavy rainfall led to the Inglis River overflowing its banks.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Develop a Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Strengthen Coastal Defenses

Long-term

Invest in coastal protection measures, such as seawalls and beach nourishment, to reduce the impact of sea level rise and coastal erosion.

Est. cost: High

Promote Bushfire Preparedness

Near-term

Educate residents about bushfire risks and encourage them to prepare their properties and develop evacuation plans.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 3 April 2026

Explore Somerset Risk Reports

Frequently Asked Questions

Is Somerset at risk of flooding?

Based on available data, Somerset has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Somerset?

Insurance costs for flood cover in Somerset depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Somerset?

Yes, flood risk can affect property values in Somerset. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Somerset?

Elevation is a critical factor in flood risk. Properties at higher elevations within Somerset typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Somerset is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 4.9% of Somerset in high-risk zones for surface flood, with a further 85.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Somerset Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Somerset, Tasmania, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections