๐Ÿ“ฎ Chatsworth postcode: 3312

Flood Risk in Chatsworth, VIC: 2026 Assessment

Chatsworth, Victoriaยท Northern Grampians Shireยท 3312
Chatsworth faces a moderate risk of flooding, primarily from intense rainfall events and nearby waterways. Local topography can exacerbate the impact of floods.Updated 1 June 2026

Flood Risk Score

4.5/10

Chatsworth faces a moderate risk of flooding, primarily from intense rainfall events and nearby waterways. Local topography can exacerbate the impact of floods.

Key Facts

Flood Risk
Chatsworth faces a moderate risk of flooding, primarily from intense rainfall events and nearby waterways. Local topography can exacerbate the impact of floods.
Trend
increasing
Suburb
Chatsworth, VIC
Overall Risk
Medium
Postcode
3379
Highest high-risk exposure
15.3% of land (bushfire)

Flood Risk Analysis

Chatsworth, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Historical flood events have impacted low-lying areas near the Wimmera River. Council provides flood maps and advice for residents.

Chatsworth faces a moderate risk of flooding, primarily from intense rainfall events and nearby waterways. Local topography can exacerbate the impact of floods.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Chatsworth sits within ClimateNest's suburb-level hazard model for flood risk. 8.7% of the suburb's land area is mapped in high-risk flood zones and 80.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Chatsworth.

Chatsworth (postcode 3379) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.3% of land in high-risk zones), riverine flood (8.7% of land in high-risk zones), surface flood (4.5% of land in high-risk zones). Exposure is not uniform across Chatsworth โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayWimmera River
Elevation Range200-250m
Flood Zone ClassificationLow-lying areas near the Wimmera River

Historical Events

2023
Moderate

Heavy rainfall caused flash flooding in some parts of the region, leading to road closures and property damage.

2011
Moderate

Significant flooding occurred in the region, impacting low-lying areas and causing property damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and levees.

Est. cost: Medium

Enhance Bushfire Preparedness

Immediate

Implement community education programs and improve bushfire management practices.

Est. cost: Low

Develop Heatwave Action Plan

Near-term

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and outreach programs.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to address potential water shortages due to climate change.

Est. cost: Low

Council & Emergency Services

Northern Grampians Shire Council
Emergency Services

Data last updated: 1 June 2026

Explore Chatsworth Risk Reports

Frequently Asked Questions

Is Chatsworth at risk of flooding?

Based on available data, Chatsworth has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Chatsworth?

Insurance costs for flood cover in Chatsworth depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Chatsworth?

Yes, flood risk can affect property values in Chatsworth. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Chatsworth?

Elevation is a critical factor in flood risk. Properties at higher elevations within Chatsworth typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Chatsworth is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.3% of Chatsworth in high-risk zones for bushfire, with a further 55.5% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Chatsworth Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Chatsworth, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections