Flood Risk in Ellerslie, VIC: 2026 Assessment

Ellerslie, Victoria
Ellerslie faces a moderate risk of flooding due to its location and rainfall patterns. Properties near waterways are particularly vulnerable.Updated 31 May 2026

Flood Risk Score

6.5/10

Ellerslie faces a moderate risk of flooding due to its location and rainfall patterns. Properties near waterways are particularly vulnerable.

Key Facts

Flood Risk
Ellerslie faces a moderate risk of flooding due to its location and rainfall patterns. Properties near waterways are particularly vulnerable.
Trend
increasing
Suburb
Ellerslie, VIC
Overall Risk
Medium
Postcode
3265
Highest high-risk exposure
10% of land (surface flood)

Flood Risk Analysis

Ellerslie, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Check with the local council for specific flood risk information for your property.

Ellerslie faces a moderate risk of flooding due to its location and rainfall patterns. Properties near waterways are particularly vulnerable.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Ellerslie sits within ClimateNest's suburb-level hazard model for flood risk. 5.1% of the suburb's land area is mapped in high-risk flood zones and 71.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Ellerslie.

Ellerslie (postcode 3265) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (10% of land in high-risk zones), bushfire (6.5% of land in high-risk zones), riverine flood (5.1% of land in high-risk zones). Exposure is not uniform across Ellerslie — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLocal creeks and drainage systems
Elevation RangeVaries across the suburb
Flood Zone ClassificationSome areas are designated as flood zones

Historical Events

2011
Moderate

Significant flooding occurred in the region, impacting some properties in Ellerslie.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: High

Develop a Heatwave Management Plan

Immediate

Implement a plan to protect vulnerable populations during heatwaves, including cooling centers and outreach programs.

Est. cost: Medium

Bushfire Risk Reduction

Near-term

Undertake controlled burns and vegetation management to reduce bushfire fuel loads.

Est. cost: Medium

Community Awareness Programs

Long-term

Educate residents about climate risks and how to prepare for emergencies.

Est. cost: Low

Council & Emergency Services

Example Council
Emergency Services

Data last updated: 31 May 2026

Explore Ellerslie Risk Reports

Frequently Asked Questions

Is Ellerslie at risk of flooding?

Based on available data, Ellerslie has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Ellerslie?

Insurance costs for flood cover in Ellerslie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Ellerslie?

Yes, flood risk can affect property values in Ellerslie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Ellerslie?

Elevation is a critical factor in flood risk. Properties at higher elevations within Ellerslie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Ellerslie is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 10% of Ellerslie in high-risk zones for surface flood, with a further 84.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Ellerslie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Ellerslie, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections