Flood Risk in Macedon, VIC: 2026 Assessment

Macedon, Victoria· UNKNOWN
Macedon faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase with climate change due to more intense rainfall.Updated 1 Apr 2026

Flood Risk Score

4.2/10

Macedon faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase with climate change due to more intense rainfall.

Key Facts

Flood Risk
Macedon faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase with climate change due to more intense rainfall.
Trend
increasing
Suburb
Macedon, VIC
Overall Risk
Medium
Postcode
3440
Highest high-risk exposure
9.2% of land (bushfire)

Flood Risk Analysis

Macedon, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Historical flood data indicates that properties near Deep Creek have experienced flooding in the past.

Macedon faces a moderate risk of flooding, primarily from heavy rainfall events and nearby waterways. The risk is expected to increase with climate change due to more intense rainfall.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Macedon sits within ClimateNest's suburb-level hazard model for flood risk. 5.9% of the suburb's land area is mapped in high-risk flood zones and 66.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Macedon.

Macedon (postcode 3440) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.2% of land in high-risk zones), riverine flood (5.9% of land in high-risk zones), surface flood (5.3% of land in high-risk zones). Exposure is not uniform across Macedon — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayDeep Creek
Elevation Range500-700m
Flood Zone ClassificationAreas near Deep Creek are prone to flooding.

Historical Events

2011
Moderate

Heavy rainfall caused flooding in low-lying areas of Macedon, affecting several properties.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Implement bushfire mitigation measures

Immediate

Reduce fuel loads around properties and implement community fireguard programs.

Est. cost: Low

Develop a heatwave response plan

Near-term

Establish cooling centers and provide support to vulnerable populations during heatwaves.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents to conserve water to reduce the strain on water resources during droughts.

Est. cost: Low

Council & Emergency Services

Macedon Ranges Shire Council
Emergency Services

Data last updated: 1 April 2026

Explore Macedon Risk Reports

Frequently Asked Questions

Is Macedon at risk of flooding?

Based on available data, Macedon has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Macedon?

Insurance costs for flood cover in Macedon depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Macedon?

Yes, flood risk can affect property values in Macedon. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Macedon?

Elevation is a critical factor in flood risk. Properties at higher elevations within Macedon typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Macedon is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.2% of Macedon in high-risk zones for bushfire, with a further 72.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Macedon Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Macedon, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections