๐Ÿ“ฎ Myrtleford postcode: 3737

Flood Risk in Myrtleford, VIC: 2026 Assessment

Myrtleford, Victoriaยท Alpineยท 3737
Myrtleford faces a moderate risk of flooding due to its proximity to the Ovens River and other waterways. Heavy rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.Updated 1 June 2026

Flood Risk Score

6.5/10

Myrtleford faces a moderate risk of flooding due to its proximity to the Ovens River and other waterways. Heavy rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.

Key Facts

Flood Risk
Myrtleford faces a moderate risk of flooding due to its proximity to the Ovens River and other waterways. Heavy rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.
Trend
increasing
Suburb
Myrtleford, VIC
Overall Risk
Medium
Postcode
3737
Highest high-risk exposure
23% of land (bushfire)

Flood Risk Analysis

Myrtleford, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Historical flood events have impacted properties and infrastructure in Myrtleford. The council maintains flood maps and provides guidance on flood preparedness.

Myrtleford faces a moderate risk of flooding due to its proximity to the Ovens River and other waterways. Heavy rainfall events can lead to riverine flooding, impacting low-lying areas and infrastructure.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Myrtleford sits within ClimateNest's suburb-level hazard model for flood risk. 3.9% of the suburb's land area is mapped in high-risk flood zones and 75.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Myrtleford.

Myrtleford (postcode 3737) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (23% of land in high-risk zones), extreme wind (6.6% of land in high-risk zones), surface flood (4.9% of land in high-risk zones). Exposure is not uniform across Myrtleford โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayOvens River
Elevation Range170-200m
Flood Zone ClassificationAreas near the Ovens River are designated as flood zones.

Historical Events

2022
Moderate

Heavy rainfall caused the Ovens River to flood, impacting low-lying areas of Myrtleford and disrupting traffic.

2012
Moderate

The Ovens River flooded, impacting low-lying areas of Myrtleford and causing damage to properties and infrastructure.

Adaptation & Mitigation Actions

Upgrade flood defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees, flood walls, and improved drainage systems.

Est. cost: High

Implement bushfire mitigation measures

Immediate

Clear vegetation around properties, create firebreaks, and develop community evacuation plans.

Est. cost: Medium

Develop a heatwave response plan

Near-term

Establish cooling centers, provide assistance to vulnerable populations, and promote water conservation.

Est. cost: Low

Promote water conservation

Long-term

Implement water restrictions, encourage the use of rainwater tanks, and invest in water-efficient technologies.

Est. cost: Medium

Improve building standards

Long-term

Update building codes to require new buildings to be more resilient to extreme weather events, such as floods and bushfires.

Est. cost: High

Council & Emergency Services

Alpine Shire Council
Emergency Services

Data last updated: 1 June 2026

Explore Myrtleford Risk Reports

Frequently Asked Questions

Is Myrtleford at risk of flooding?

Based on available data, Myrtleford has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Myrtleford?

Insurance costs for flood cover in Myrtleford depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Myrtleford?

Yes, flood risk can affect property values in Myrtleford. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Myrtleford?

Elevation is a critical factor in flood risk. Properties at higher elevations within Myrtleford typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Myrtleford is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 23% of Myrtleford in high-risk zones for bushfire, with a further 57.4% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Myrtleford Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Myrtleford, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections