๐Ÿ“ฎ North Wonthaggi postcode: 3995

North Wonthaggi Demographics: Population, Age & Income Profile (VIC)

North Wonthaggi, Victoriaยท Bass Coast Shire Councilยท 3995
North Wonthaggi has a medium demographic profile typical of Victoria suburbsUpdated 28 June 2026

Liveability Score

5.5/10

North Wonthaggi has a medium demographic profile typical of Victoria suburbs

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,354/wk (state avg)
Families with Children
29.9% of households
Home Ownership
66.2% own โ€” 30.2% rent
Postcode
3995
Highest high-risk exposure
8.5% of land (surface flood)

Demographics Analysis

North Wonthaggi in Victoria reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in Victoria has a median weekly income of around $1,354, with a median age of 38 years.

The ABS reports that 29.9% of households in Victoria are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in Victoria show that 66.2% of households own their home (with or without a mortgage), while 30.2% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability โ€” all important factors for home buyers evaluating North Wonthaggi.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like North Wonthaggi. Different demographic groups face different climate exposure profiles โ€” families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your North Wonthaggi property to understand how climate projections may affect your investment.

North Wonthaggi (postcode 3995) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (8.5% of land in high-risk zones), bushfire (6.3% of land in high-risk zones), riverine flood (5.8% of land in high-risk zones). Exposure is not uniform across North Wonthaggi โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Adaptation & Mitigation Actions

Enhance Urban Greening and Tree Canopy

Near-term

Increase tree planting in public spaces and encourage residents to plant trees to mitigate the urban heat island effect and improve air quality.

Est. cost: $$

Upgrade Stormwater Drainage Systems

Near-term

Invest in upgrading and expanding stormwater infrastructure to cope with increased rainfall intensity and reduce localised flooding.

Est. cost: $$$

Develop Heatwave Response Plan

Immediate

Create and implement a community-wide heatwave response plan, including identifying cooling centres and providing public health advice.

Est. cost: $

Coastal Adaptation Planning

Long-term

Undertake detailed studies for coastal erosion and sea level rise impacts, and develop long-term adaptation strategies for vulnerable coastal areas.

Est. cost: $$$$

Promote Water-Sensitive Urban Design (WSUD)

Near-term

Incorporate WSUD principles in new developments and retrofits to manage stormwater runoff, improve water quality, and reduce flood impacts.

Est. cost: $$

Council & Emergency Services

Bass Coast Shire Council
Emergency Services

Data last updated: 28 June 2026

Explore North Wonthaggi Risk Reports

Frequently Asked Questions

What is the population of North Wonthaggi?

Population data for North Wonthaggi comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the Victoria state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in North Wonthaggi?

The median age for Victoria is 38 years according to the 2021 ABS Census, which serves as a reference point for North Wonthaggi. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in North Wonthaggi?

The median weekly household income in Victoria is $1,354 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in North Wonthaggi?

The demographic profile of North Wonthaggi is broadly shaped by its location within Victoria. According to the ABS Census, 29.9% of households in the state are couples with children, while 24.7% are couples without children. The overall population of Victoria has a median age of 38 โ€” use this as context when assessing the demographic character of North Wonthaggi.

What share of North Wonthaggi is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 8.5% of North Wonthaggi in high-risk zones for surface flood, with a further 77.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is North Wonthaggi Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for North Wonthaggi, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections