๐Ÿ“ฎ Numurkah postcode: 3636

Flood Risk in Numurkah, VIC: 2026 Assessment

Numurkah, Victoriaยท Moiraยท 3636
Numurkah is located near the Broken Creek and is susceptible to flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 31 Mar 2026

Flood Risk Score

6.5/10

Numurkah is located near the Broken Creek and is susceptible to flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Numurkah is located near the Broken Creek and is susceptible to flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Numurkah, VIC
Overall Risk
Medium
Postcode
3636
Highest high-risk exposure
7.9% of land (bushfire)

Flood Risk Analysis

Numurkah, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Historical flood events have impacted properties near the creek. Council is working on flood mitigation strategies.

Numurkah is located near the Broken Creek and is susceptible to flooding. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Numurkah sits within ClimateNest's suburb-level hazard model for flood risk. 4.8% of the suburb's land area is mapped in high-risk flood zones and 84.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Numurkah.

Numurkah (postcode 3636) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (7.9% of land in high-risk zones), surface flood (6.7% of land in high-risk zones), riverine flood (4.8% of land in high-risk zones). Exposure is not uniform across Numurkah โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayBroken Creek
Elevation Range100-110m
Flood Zone ClassificationAreas near Broken Creek are designated as flood zones.

Historical Events

2016
Moderate

Moderate flooding along Broken Creek affected low-lying areas in Numurkah.

2011
Major

Major flooding along Broken Creek inundated parts of Numurkah, causing significant damage to homes and businesses.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in improved drainage infrastructure and levees to protect properties from flooding.

Est. cost: High

Develop Heat Action Plan

Immediate

Implement a heat action plan with cooling centers and community outreach programs to protect vulnerable residents during heatwaves.

Est. cost: Medium

Bushfire Preparedness

Near-term

Promote bushfire preparedness through community education and property maintenance programs.

Est. cost: Low

Water Conservation

Long-term

Implement water conservation measures to address potential drought conditions.

Est. cost: Low

Community Education Programs

Near-term

Run community education programs on climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

Moira Shire Council
Emergency Services

Data last updated: 31 March 2026

Explore Numurkah Risk Reports

Frequently Asked Questions

Is Numurkah at risk of flooding?

Based on available data, Numurkah has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Numurkah?

Insurance costs for flood cover in Numurkah depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Numurkah?

Yes, flood risk can affect property values in Numurkah. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Numurkah?

Elevation is a critical factor in flood risk. Properties at higher elevations within Numurkah typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Numurkah is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 7.9% of Numurkah in high-risk zones for bushfire, with a further 69.4% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Numurkah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Numurkah, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections