📮 San Remo postcode: 3925

Storm Risk in San Remo, VIC: 2026 Assessment

San Remo, Victoria· Bass Coast Shire Council· 3925
Moderate storm risk — severe thunderstorms with hail and damaging windsUpdated 28 June 2026

Storm Risk Score

3.2/10

Moderate storm risk — severe thunderstorms with hail and damaging winds

Key Facts

Storm Risk
Moderate storm risk — severe thunderstorms with hail and damaging winds
Trend
stable
Suburb
San Remo, VIC
Overall Risk
Medium
Postcode
3925
Highest high-risk exposure
10.4% of land (bushfire)

Storm Risk Analysis

San Remo, Victoria, has a moderate storm risk profile. This includes exposure to severe thunderstorms, hail, damaging winds, and — in tropical regions — cyclone impacts. The applicable wind region classification under AS/NZS 1170.2 influences building design standards for San Remo.

Severe thunderstorms affecting San Remo can produce damaging wind gusts, large hail, and intense rainfall. The Bureau of Meteorology issues severe weather warnings for Victoria, and historical storm data helps characterise the frequency and intensity of events in the region.

CSIRO research indicates that the intensity of severe convective storms — including those producing hail and damaging winds — may increase in a warming climate. For San Remo property owners, this reinforces the value of storm-resistant building features and comprehensive insurance.

ClimateNest provides address-level storm risk reports for San Remo including wind zone classification, hail risk probability, and property-specific mitigation recommendations based on your building characteristics.

San Remo sits within ClimateNest's suburb-level hazard model for severe storm risk. 0% of the suburb's land area is mapped in high-risk severe storm zones and 85.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in San Remo.

San Remo (postcode 3925) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.4% of land in high-risk zones), riverine flood (10.2% of land in high-risk zones), surface flood (9.9% of land in high-risk zones). Exposure is not uniform across San Remo — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Wind/Storm RegionHigh
Storm Risk LevelHigh
Distance to Coast0.1 km

Adaptation & Mitigation Actions

Coastal Defence and Dune Restoration

Near-term

Implement and maintain robust coastal defence structures (e.g., seawalls, groynes) and invest in dune restoration programs to mitigate erosion and inundation from sea level rise and storm surges.

Est. cost: $$$$

Heatwave Action Plan

Immediate

Develop and implement a comprehensive heatwave action plan, including establishing cooling centres, public awareness campaigns on heat safety, and upgrading infrastructure to improve thermal resilience.

Est. cost: $$

Bushfire Preparedness and Fuel Management

Near-term

Enhance bushfire preparedness through strategic fuel management in surrounding areas, community education on Fire Danger Ratings, and ensuring properties comply with the Fire Regulations.

Est. cost: $$

Stormwater Management and Flood Mitigation

Near-term

Upgrade stormwater drainage systems to cope with increased rainfall intensity and implement localized flood mitigation measures in known inundation hotspots.

Est. cost: $$$

Building Code Updates for Resilience

Long-term

Advocate for and adopt updated building codes that mandate higher standards for resilience against coastal hazards, extreme heat, and bushfire threats.

Est. cost: $$

Council & Emergency Services

Bass Coast Shire Council
Emergency Services

Data last updated: 28 June 2026

Explore San Remo Risk Reports

Frequently Asked Questions

Is San Remo prone to hailstorms?

Hail risk in San Remo depends on the frequency of severe thunderstorm activity in the Victoria region. BOM tracks severe storm events including hail. Property-specific risk depends on roof design, building orientation, and local storm patterns.

What wind rating applies to buildings in San Remo?

Under AS/NZS 1170.2, properties in San Remo are assigned a wind region classification. This rating determines structural design requirements for new buildings. Check with ClimateNest or a structural engineer for your property's classification.

Does storm risk affect insurance premiums in San Remo?

Yes, storm damage — including wind, hail, and rain ingress — is one of the most common insurance claims in Australia. Properties in higher wind zones or with greater hail exposure may face higher premiums or specific policy conditions.

What storm mitigation measures should San Remo property owners consider?

Storm mitigation includes impact-resistant roofing, cyclone-rated fixings where required, window and door shutters, regular roof and gutter maintenance, securing outdoor items, and ensuring compliance with current wind load standards under the National Construction Code.

What share of San Remo is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.4% of San Remo in high-risk zones for bushfire, with a further 78.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is San Remo Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for San Remo, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections