Flood Risk in Stavely, VIC: 2026 Assessment

Stavely, Victoria· Ararat Rural City
Stavely faces a moderate risk of flooding, primarily from intense rainfall events and nearby waterways. Local drainage infrastructure may be overwhelmed during heavy downpours.Updated 1 June 2026

Flood Risk Score

4.0/10

Stavely faces a moderate risk of flooding, primarily from intense rainfall events and nearby waterways. Local drainage infrastructure may be overwhelmed during heavy downpours.

Key Facts

Flood Risk
Stavely faces a moderate risk of flooding, primarily from intense rainfall events and nearby waterways. Local drainage infrastructure may be overwhelmed during heavy downpours.
Trend
increasing
Suburb
Stavely, VIC
Overall Risk
Medium
Postcode
3379
Highest high-risk exposure
15.8% of land (bushfire)

Flood Risk Analysis

Stavely, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Historical flood data indicates localized flooding during periods of heavy rainfall.

Stavely faces a moderate risk of flooding, primarily from intense rainfall events and nearby waterways. Local drainage infrastructure may be overwhelmed during heavy downpours.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Stavely sits within ClimateNest's suburb-level hazard model for flood risk. 6% of the suburb's land area is mapped in high-risk flood zones and 65.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Stavely.

Stavely (postcode 3379) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.8% of land in high-risk zones), surface flood (8.7% of land in high-risk zones), riverine flood (6% of land in high-risk zones). Exposure is not uniform across Stavely — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHopkins River
Elevation Range250-300m
Flood Zone ClassificationLow-lying areas near waterways

Historical Events

2023
Minor

Minor flooding occurred after a period of heavy rainfall.

2011
Moderate

Heavy rainfall caused localized flooding in low-lying areas of Stavely.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: Medium

Implement bushfire management strategies

Near-term

Conduct fuel reduction burns and create firebreaks to reduce the risk of bushfires.

Est. cost: Medium

Develop a heatwave response plan

Immediate

Establish cooling centers and provide support for vulnerable residents during heatwaves.

Est. cost: Low

Promote community awareness

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Ararat Rural City
Emergency Services

Data last updated: 1 June 2026

Explore Stavely Risk Reports

Frequently Asked Questions

Is Stavely at risk of flooding?

Based on available data, Stavely has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Stavely?

Insurance costs for flood cover in Stavely depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Stavely?

Yes, flood risk can affect property values in Stavely. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Stavely?

Elevation is a critical factor in flood risk. Properties at higher elevations within Stavely typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Stavely is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.8% of Stavely in high-risk zones for bushfire, with a further 67.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Stavely Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Stavely, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections