Flood Risk in Templestowe, VIC: 2026 Assessment

Templestowe, Victoria· UNKNOWN
Templestowe faces a moderate risk of flooding due to its proximity to the Yarra River and associated creeks. Increased rainfall intensity could exacerbate this risk.Updated 21 Mar 2026

Flood Risk Score

6.5/10

Templestowe faces a moderate risk of flooding due to its proximity to the Yarra River and associated creeks. Increased rainfall intensity could exacerbate this risk.

Key Facts

Flood Risk
Templestowe faces a moderate risk of flooding due to its proximity to the Yarra River and associated creeks. Increased rainfall intensity could exacerbate this risk.
Trend
increasing
Suburb
Templestowe, VIC
Overall Risk
Medium
Postcode
3106
Highest high-risk exposure
12.6% of land (bushfire)

Flood Risk Analysis

Templestowe, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Historical flood events have impacted properties along the Yarra River.

Templestowe faces a moderate risk of flooding due to its proximity to the Yarra River and associated creeks. Increased rainfall intensity could exacerbate this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Templestowe sits within ClimateNest's suburb-level hazard model for flood risk. 6.9% of the suburb's land area is mapped in high-risk flood zones and 87.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Templestowe.

Templestowe (postcode 3106) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (12.6% of land in high-risk zones), surface flood (9.8% of land in high-risk zones), riverine flood (6.9% of land in high-risk zones). Exposure is not uniform across Templestowe — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayYarra River
Elevation Range50-120m
Flood Zone ClassificationAreas near the Yarra River are designated as flood zones.

Historical Events

2023
Moderate

Heavy rainfall led to localized flooding in parts of Templestowe.

1972
Moderate

Significant flooding along the Yarra River caused property damage in Templestowe.

1934
Major

Major flooding of the Yarra River impacted Templestowe and surrounding areas.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Implement Heatwave Action Plan

Immediate

Develop and implement a heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Medium

Bushfire Preparedness Programs

Near-term

Promote bushfire preparedness programs and assist residents in reducing fuel loads on their properties.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation measures to reduce strain on water resources during drier periods.

Est. cost: Low

Community Education on Climate Risks

Near-term

Increase community awareness of climate change risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

Manningham City Council
Emergency Services

Data last updated: 21 March 2026

Explore Templestowe Risk Reports

Frequently Asked Questions

Is Templestowe at risk of flooding?

Based on available data, Templestowe has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Templestowe?

Insurance costs for flood cover in Templestowe depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Templestowe?

Yes, flood risk can affect property values in Templestowe. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Templestowe?

Elevation is a critical factor in flood risk. Properties at higher elevations within Templestowe typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Templestowe is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.6% of Templestowe in high-risk zones for bushfire, with a further 78.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Templestowe Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Templestowe, Victoria, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections