๐Ÿ“ฎ Ventnor postcode: 3922

Flood Risk in Ventnor, VIC: 2026 Assessment

Ventnor, Victoriaยท Bass Coast Shire Councilยท 3922
Moderate flood risk due to proximity to coastal waters and potential for storm surge inundation.Updated 28 June 2026

Flood Risk Score

4.0/10

Moderate flood risk due to proximity to coastal waters and potential for storm surge inundation.

Key Facts

Flood Risk
Moderate flood risk due to proximity to coastal waters and potential for storm surge inundation.
Trend
increasing
Suburb
Ventnor, VIC
Overall Risk
Medium
Postcode
3922
Highest high-risk exposure
9.8% of land (surface flood)

Flood Risk Analysis

Ventnor, located in Victoria, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Victoria.

Flood risk is primarily associated with storm surge and king tides exacerbated by sea level rise.

Moderate flood risk due to proximity to coastal waters and potential for storm surge inundation.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Ventnor sits within ClimateNest's suburb-level hazard model for flood risk. 3.7% of the suburb's land area is mapped in high-risk flood zones and 91.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Ventnor.

Ventnor (postcode 3922) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (9.8% of land in high-risk zones), bushfire (7.7% of land in high-risk zones), extreme wind (4.6% of land in high-risk zones). Exposure is not uniform across Ventnor โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwaySouthern Ocean / Western Port Bay
Elevation Range0-20m
Flood Zone ClassificationCoastal inundation zones, low-lying areas

Adaptation & Mitigation Actions

Coastal Dune Restoration and Protection

Near-term

Implement programs to restore and enhance coastal dunes to act as natural buffers against erosion and storm surge.

Est. cost: $$

Upgrade Stormwater Drainage Systems

Near-term

Invest in upgrading and maintaining stormwater infrastructure to better manage increased rainfall intensity and reduce localized flooding.

Est. cost: $$$

Promote Water-Sensitive Urban Design (WSUD)

Long-term

Encourage the adoption of WSUD principles in new developments and retrofits to manage stormwater runoff and reduce heat.

Est. cost: $$

Develop Heatwave Action Plan

Immediate

Create a community-specific heatwave action plan, including identifying vulnerable populations and establishing cooling centers.

Est. cost: $

Bushfire Risk Mitigation

Immediate

Maintain defendable space around properties, clear gutters, and have a well-rehearsed bushfire survival plan.

Est. cost: $

Council & Emergency Services

Bass Coast Shire Council
Emergency Services

Data last updated: 28 June 2026

Explore Ventnor Risk Reports

Frequently Asked Questions

Is Ventnor at risk of flooding?

Based on available data, Ventnor has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Ventnor?

Insurance costs for flood cover in Ventnor depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Ventnor?

Yes, flood risk can affect property values in Ventnor. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Ventnor?

Elevation is a critical factor in flood risk. Properties at higher elevations within Ventnor typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Ventnor is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 9.8% of Ventnor in high-risk zones for surface flood, with a further 79.6% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Ventnor Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Ventnor, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections