Flood Risk in Harvey, WA: 2026 Assessment

Harvey, Western Australia· UNKNOWN
Harvey is located near the Harvey River and coastal areas, making it susceptible to flooding from heavy rainfall and storm surges. Climate change is expected to increase the intensity of rainfall events, exacerbating flood risk.Updated 2 Apr 2026

Flood Risk Score

6.5/10

Harvey is located near the Harvey River and coastal areas, making it susceptible to flooding from heavy rainfall and storm surges. Climate change is expected to increase the intensity of rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Harvey is located near the Harvey River and coastal areas, making it susceptible to flooding from heavy rainfall and storm surges. Climate change is expected to increase the intensity of rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Harvey, WA
Overall Risk
Medium
Postcode
6220
Highest high-risk exposure
8.7% of land (bushfire)

Flood Risk Analysis

Harvey, located in Western Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Western Australia.

The Harvey River has a history of flooding during periods of heavy rainfall. The local council maintains flood maps and provides information to residents on how to prepare for floods.

Harvey is located near the Harvey River and coastal areas, making it susceptible to flooding from heavy rainfall and storm surges. Climate change is expected to increase the intensity of rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Harvey sits within ClimateNest's suburb-level hazard model for flood risk. 4.4% of the suburb's land area is mapped in high-risk flood zones and 85.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Harvey.

Harvey (postcode 6220) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (8.7% of land in high-risk zones), surface flood (8% of land in high-risk zones), tropical cyclone (6.1% of land in high-risk zones). Exposure is not uniform across Harvey — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHarvey River
Elevation Range5-20 meters
Flood Zone ClassificationAreas near the Harvey River are prone to flooding.

Historical Events

2022
Moderate

Heavy rainfall led to flooding in parts of Harvey, impacting local infrastructure.

2017
Moderate

Heavy rainfall caused flooding in low-lying areas of Harvey, inundating homes and businesses.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to reduce flood risk, such as levees, drainage improvements, and flood-proofing of buildings.

Est. cost: High

Strengthen Bushfire Preparedness

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around homes, creating firebreaks, and developing community evacuation plans.

Est. cost: Medium

Develop Heatwave Response Plan

Near-term

Create a heatwave response plan to protect vulnerable populations, such as the elderly and those with chronic health conditions. This includes establishing cooling centers and providing information on how to stay safe during heatwaves.

Est. cost: Low

Plan for Coastal Adaptation

Long-term

Develop strategies to adapt to sea level rise and coastal erosion, such as building seawalls, relocating infrastructure, and restoring coastal ecosystems.

Est. cost: Very High

Council & Emergency Services

Shire of Harvey
Emergency Services

Data last updated: 2 April 2026

Explore Harvey Risk Reports

Frequently Asked Questions

Is Harvey at risk of flooding?

Based on available data, Harvey has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Harvey?

Insurance costs for flood cover in Harvey depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Harvey?

Yes, flood risk can affect property values in Harvey. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Harvey?

Elevation is a critical factor in flood risk. Properties at higher elevations within Harvey typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Harvey is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 8.7% of Harvey in high-risk zones for bushfire, with a further 67.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Harvey Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Harvey, Western Australia, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections