๐Ÿ“ฎ Legume postcode: 2476

Flood Risk in Legume, NSW: 2026 Assessment

Legume, New South Walesยท Kyogleยท 2476
Legume is located near waterways and may be susceptible to flooding. Climate change is expected to increase rainfall intensity, potentially increasing flood risk.Updated 26 May 2026

Flood Risk Score

6.5/10

Legume is located near waterways and may be susceptible to flooding. Climate change is expected to increase rainfall intensity, potentially increasing flood risk.

Key Facts

Flood Risk
Legume is located near waterways and may be susceptible to flooding. Climate change is expected to increase rainfall intensity, potentially increasing flood risk.
Trend
increasing
Suburb
Legume, NSW
Overall Risk
Medium
Postcode
2476
Highest high-risk exposure
11.9% of land (bushfire)

Flood Risk Analysis

Legume, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local creeks and rivers can experience rapid rises in water levels during heavy rainfall events.

Legume is located near waterways and may be susceptible to flooding. Climate change is expected to increase rainfall intensity, potentially increasing flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Legume sits within ClimateNest's suburb-level hazard model for flood risk. 3.7% of the suburb's land area is mapped in high-risk flood zones and 77.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Legume.

Legume (postcode 2476) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.9% of land in high-risk zones), surface flood (6.3% of land in high-risk zones), extreme wind (4.3% of land in high-risk zones). Exposure is not uniform across Legume โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayTooloom Creek
Elevation Range700-800m
Flood Zone ClassificationPotentially affected

Historical Events

2022
Moderate

Heavy rainfall caused flash flooding in low-lying areas.

2011
Moderate

Significant flooding occurred in the region, impacting local infrastructure and agriculture.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Develop Heatwave Response Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce the impact of droughts and water scarcity.

Est. cost: Low

Support Sustainable Agriculture

Long-term

Implement sustainable farming practices to reduce greenhouse gas emissions and improve resilience to climate change.

Est. cost: Medium

Council & Emergency Services

Kyogle Council
Emergency Services

Data last updated: 26 May 2026

Explore Legume Risk Reports

Frequently Asked Questions

Is Legume at risk of flooding?

Based on available data, Legume has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Legume?

Insurance costs for flood cover in Legume depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Legume?

Yes, flood risk can affect property values in Legume. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Legume?

Elevation is a critical factor in flood risk. Properties at higher elevations within Legume typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Legume is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.9% of Legume in high-risk zones for bushfire, with a further 63.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Legume Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Legume, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections