📮 Raymond Terrace postcode: 2324

Bushfire Risk in Raymond Terrace, NSW: 2026 Assessment

Raymond Terrace, New South Wales· Port Stephens· 2324
Bushfire risk in Raymond Terrace is moderate, with surrounding bushland posing a threat during dry periods. Climate change is expected to increase the frequency and intensity of bushfires.Updated 22 Mar 2026

Bushfire Risk Score

4.2/10

Bushfire risk in Raymond Terrace is moderate, with surrounding bushland posing a threat during dry periods. Climate change is expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Bushfire risk in Raymond Terrace is moderate, with surrounding bushland posing a threat during dry periods. Climate change is expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Raymond Terrace, NSW
Overall Risk
Medium
Postcode
2324
Highest high-risk exposure
17.2% of land (bushfire)

Bushfire Risk Analysis

Raymond Terrace, New South Wales, has a bushfire risk in raymond terrace is moderate, with surrounding bushland posing a threat during dry periods. climate change is expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The western and southern edges of Raymond Terrace border significant bushland areas.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Raymond Terrace, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Raymond Terrace including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Raymond Terrace sits within ClimateNest's suburb-level hazard model for bushfire risk. 17.2% of the suburb's land area is mapped in high-risk bushfire zones and 77.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Raymond Terrace.

Raymond Terrace (postcode 2324) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.2% of land in high-risk zones), riverine flood (5.5% of land in high-risk zones), surface flood (5.4% of land in high-risk zones). Exposure is not uniform across Raymond Terrace — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / Zonehttps://www.rfs.nsw.gov.au/map
Bushfire Prone AreaYes

Historical Events

2013
Moderate

Bushfires near Raymond Terrace threatened homes and required extensive firefighting efforts.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Immediate

Invest in improved drainage systems, levees, and flood barriers to protect homes and businesses from rising floodwaters.

Est. cost: High

Implement Bushfire Management Plans

Near-term

Develop and implement comprehensive bushfire management plans, including vegetation clearing, fire breaks, and community education programs.

Est. cost: Medium

Develop Heatwave Response Strategies

Immediate

Establish heatwave early warning systems, cooling centers, and public awareness campaigns to protect vulnerable populations during extreme heat events.

Est. cost: Low

Plan for Sea Level Rise

Long-term

Develop a long-term plan to address the impacts of sea level rise, including potential relocation of infrastructure and development restrictions in vulnerable areas.

Est. cost: Very High

Council & Emergency Services

Port Stephens Council
Emergency Services

Data last updated: 22 March 2026

Explore Raymond Terrace Risk Reports

Frequently Asked Questions

Is Raymond Terrace in a bushfire prone area?

Parts of Raymond Terrace may be designated as bushfire prone land. Based on available data, Raymond Terrace has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Raymond Terrace?

BAL ratings in Raymond Terrace depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Raymond Terrace?

Yes, properties in bushfire-prone parts of Raymond Terrace may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Raymond Terrace?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Raymond Terrace is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.2% of Raymond Terrace in high-risk zones for bushfire, with a further 77.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Raymond Terrace Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Raymond Terrace, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections