📮 Raymond Terrace postcode: 2324

Storm Risk in Raymond Terrace, NSW: 2026 Assessment

Raymond Terrace, New South Wales· Port Stephens· 2324
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging windsUpdated 22 Mar 2026

Storm Risk Score

3.9/10

Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds

Key Facts

Storm Risk
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Trend
stable
Suburb
Raymond Terrace, NSW
Overall Risk
Medium
Postcode
2324
Highest high-risk exposure
17.2% of land (bushfire)

Storm Risk Analysis

Raymond Terrace, New South Wales, has a moderate storm risk profile. This includes exposure to severe thunderstorms, hail, damaging winds, and — in tropical regions — cyclone impacts. The applicable wind region classification under AS/NZS 1170.2 influences building design standards for Raymond Terrace.

Severe thunderstorms affecting Raymond Terrace can produce damaging wind gusts, large hail, and intense rainfall. The Bureau of Meteorology issues severe weather warnings for New South Wales, and historical storm data helps characterise the frequency and intensity of events in the region.

CSIRO research indicates that the intensity of severe convective storms — including those producing hail and damaging winds — may increase in a warming climate. For Raymond Terrace property owners, this reinforces the value of storm-resistant building features and comprehensive insurance.

ClimateNest provides address-level storm risk reports for Raymond Terrace including wind zone classification, hail risk probability, and property-specific mitigation recommendations based on your building characteristics.

Raymond Terrace sits within ClimateNest's suburb-level hazard model for severe storm risk. 0% of the suburb's land area is mapped in high-risk severe storm zones and 93.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Raymond Terrace.

Raymond Terrace (postcode 2324) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.2% of land in high-risk zones), riverine flood (5.5% of land in high-risk zones), surface flood (5.4% of land in high-risk zones). Exposure is not uniform across Raymond Terrace — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Wind/Storm RegionLow-lying areas may experience increased inundation.
Storm Risk LevelMinimal
Distance to Coast15 km

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Immediate

Invest in improved drainage systems, levees, and flood barriers to protect homes and businesses from rising floodwaters.

Est. cost: High

Implement Bushfire Management Plans

Near-term

Develop and implement comprehensive bushfire management plans, including vegetation clearing, fire breaks, and community education programs.

Est. cost: Medium

Develop Heatwave Response Strategies

Immediate

Establish heatwave early warning systems, cooling centers, and public awareness campaigns to protect vulnerable populations during extreme heat events.

Est. cost: Low

Plan for Sea Level Rise

Long-term

Develop a long-term plan to address the impacts of sea level rise, including potential relocation of infrastructure and development restrictions in vulnerable areas.

Est. cost: Very High

Council & Emergency Services

Port Stephens Council
Emergency Services

Data last updated: 22 March 2026

Explore Raymond Terrace Risk Reports

Frequently Asked Questions

Is Raymond Terrace prone to hailstorms?

Hail risk in Raymond Terrace depends on the frequency of severe thunderstorm activity in the New South Wales region. BOM tracks severe storm events including hail. Property-specific risk depends on roof design, building orientation, and local storm patterns.

What wind rating applies to buildings in Raymond Terrace?

Under AS/NZS 1170.2, properties in Raymond Terrace are assigned a wind region classification. This rating determines structural design requirements for new buildings. Check with ClimateNest or a structural engineer for your property's classification.

Does storm risk affect insurance premiums in Raymond Terrace?

Yes, storm damage — including wind, hail, and rain ingress — is one of the most common insurance claims in Australia. Properties in higher wind zones or with greater hail exposure may face higher premiums or specific policy conditions.

What storm mitigation measures should Raymond Terrace property owners consider?

Storm mitigation includes impact-resistant roofing, cyclone-rated fixings where required, window and door shutters, regular roof and gutter maintenance, securing outdoor items, and ensuring compliance with current wind load standards under the National Construction Code.

What share of Raymond Terrace is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.2% of Raymond Terrace in high-risk zones for bushfire, with a further 77.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Raymond Terrace Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Raymond Terrace, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections