📮 Raymond Terrace postcode: 2324

Heat Risk in Raymond Terrace, NSW: 2026 Assessment

Raymond Terrace, New South Wales· Port Stephens· 2324
Raymond Terrace experiences hot summers, and heatwaves are becoming more frequent and intense. Vulnerable populations are at risk during extreme heat events.Updated 22 Mar 2026

Heat Risk Score

6.1/10

Raymond Terrace experiences hot summers, and heatwaves are becoming more frequent and intense. Vulnerable populations are at risk during extreme heat events.

Key Facts

Heat Risk
Raymond Terrace experiences hot summers, and heatwaves are becoming more frequent and intense. Vulnerable populations are at risk during extreme heat events.
Trend
increasing
Suburb
Raymond Terrace, NSW
Overall Risk
Medium
Postcode
2324
Highest high-risk exposure
17.2% of land (bushfire)

Heat Risk Analysis

Raymond Terrace in New South Wales faces elevated extreme heat risk. The Bureau of Meteorology (BOM) reports that Australia's average temperature has increased by approximately 1.5 °C since 1910, with the frequency of extreme heat days rising across most regions.

The urban heat island (UHI) effect can make built-up areas of Raymond Terrace warmer than surrounding rural areas, particularly on summer nights. Dark roof materials, limited tree canopy cover, and heat-absorbing surfaces contribute to localised heat stress that varies by property.

The number of days exceeding 35°C is projected to increase significantly.

Get an address-level heat risk assessment from ClimateNest for Raymond Terrace including cooling cost estimates, heatwave vulnerability scoring, and adaptation recommendations tailored to your property.

Raymond Terrace (postcode 2324) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (17.2% of land in high-risk zones), riverine flood (5.5% of land in high-risk zones), surface flood (5.4% of land in high-risk zones). Exposure is not uniform across Raymond Terrace — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Avg January Max Temp31.5 °C
Heat Stress Events/Year4
Urban Heat ContextThe number of days exceeding 35°C is projected to increase significantly.

Historical Events

2019
Moderate

Prolonged heatwave conditions put strain on infrastructure and increased health risks for vulnerable residents.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Immediate

Invest in improved drainage systems, levees, and flood barriers to protect homes and businesses from rising floodwaters.

Est. cost: High

Implement Bushfire Management Plans

Near-term

Develop and implement comprehensive bushfire management plans, including vegetation clearing, fire breaks, and community education programs.

Est. cost: Medium

Develop Heatwave Response Strategies

Immediate

Establish heatwave early warning systems, cooling centers, and public awareness campaigns to protect vulnerable populations during extreme heat events.

Est. cost: Low

Plan for Sea Level Rise

Long-term

Develop a long-term plan to address the impacts of sea level rise, including potential relocation of infrastructure and development restrictions in vulnerable areas.

Est. cost: Very High

Council & Emergency Services

Port Stephens Council
Emergency Services

Data last updated: 22 March 2026

Explore Raymond Terrace Risk Reports

Frequently Asked Questions

How hot does Raymond Terrace get in summer?

Raymond Terrace in New South Wales experiences summer temperatures consistent with the regional climate. BOM publishes historical temperature data for weather stations near Raymond Terrace. Get a property-specific heat exposure assessment with projected cooling costs from ClimateNest.

Is extreme heat increasing in Raymond Terrace?

Australia-wide, extreme heat events have become more frequent since the mid-20th century, and this trend is consistent with CSIRO climate projections for New South Wales. Continued warming is likely through 2050 under all emissions scenarios.

How does heat affect energy costs for Raymond Terrace properties?

Higher temperatures increase cooling demand, which raises electricity costs. ClimateNest provides energy cost projections based on your property's specific exposure to extreme heat days in Raymond Terrace and the performance of your building envelope.

What heat mitigation measures work best in Raymond Terrace?

Effective heat mitigation includes light-coloured roofing (cool roofs), ceiling and wall insulation, double-glazed windows, external shading, cross-ventilation design, and increasing tree canopy around the property. These measures reduce indoor temperatures and cooling costs.

What share of Raymond Terrace is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.2% of Raymond Terrace in high-risk zones for bushfire, with a further 77.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Raymond Terrace Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Raymond Terrace, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections