Flood Risk in St Fillans, NSW: 2026 Assessment

St Fillans, New South Wales· UNKNOWN
St Fillans faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding.Updated 22 May 2026

Flood Risk Score

6.5/10

St Fillans faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding.

Key Facts

Flood Risk
St Fillans faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding.
Trend
increasing
Suburb
St Fillans, NSW
Overall Risk
Medium
Postcode
2850
Highest high-risk exposure
9.1% of land (bushfire)

Flood Risk Analysis

St Fillans, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Local council is undertaking flood mitigation works.

St Fillans faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

St Fillans sits within ClimateNest's suburb-level hazard model for flood risk. 4.1% of the suburb's land area is mapped in high-risk flood zones and 74.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in St Fillans.

St Fillans (postcode 2850) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.1% of land in high-risk zones), surface flood (7.7% of land in high-risk zones), extreme wind (6.8% of land in high-risk zones). Exposure is not uniform across St Fillans — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLocal creeks and drainage systems
Elevation RangeVaries, some low-lying areas
Flood Zone ClassificationPotentially affected areas near waterways

Historical Events

2011
Moderate

Significant flooding event impacted the region, causing property damage and disruptions.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in improved drainage systems and flood barriers to protect properties.

Est. cost: High

Implement Heat Action Plan

Immediate

Develop a community heat action plan to protect vulnerable residents during heatwaves.

Est. cost: Medium

Bushfire Preparedness

Near-term

Maintain firebreaks and educate residents on bushfire safety measures.

Est. cost: Low

Upgrade Building Codes

Long-term

Incorporate climate resilience measures into building codes to ensure new constructions are better prepared for future climate conditions.

Est. cost: Medium

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 22 May 2026

Explore St Fillans Risk Reports

Frequently Asked Questions

Is St Fillans at risk of flooding?

Based on available data, St Fillans has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in St Fillans?

Insurance costs for flood cover in St Fillans depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in St Fillans?

Yes, flood risk can affect property values in St Fillans. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in St Fillans?

Elevation is a critical factor in flood risk. Properties at higher elevations within St Fillans typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of St Fillans is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.1% of St Fillans in high-risk zones for bushfire, with a further 75.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is St Fillans Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for St Fillans, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections