Is Upper Taylors Arm, NSW Climate Safe? 2026 Assessment

Upper Taylors Arm, New South Wales· UNKNOWN
Moderate climate risk — address-specificUpdated 23 May 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Upper Taylors Arm experiences a moderate risk of flooding due to its proximity to waterways and low-lying areas. Heavy rainfall events can lead to riverine and flash flooding.
Bushfire
The area around Upper Taylors Arm is prone to bushfires, particularly during dry periods and heatwaves. The risk is exacerbated by surrounding bushland and vegetation.
Heat
Upper Taylors Arm experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected in the future.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2447
Highest high-risk exposure
13.6% of land (bushfire)

Climate Safety Analysis

Upper Taylors Arm in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Upper Taylors Arm's climate safety include flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Upper Taylors Arm is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Upper Taylors Arm including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Upper Taylors Arm (postcode 2447) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (13.6% of land in high-risk zones), surface flood (8.7% of land in high-risk zones), riverine flood (3.8% of land in high-risk zones). Exposure is not uniform across Upper Taylors Arm — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL OverlayRFS Bushfire Prone Land
Nearest WaterwayTaylors Arm River
Flood ZoneLikely
Avg January Max31 °C

Historical Events

2020
Minor

Localized flooding occurred due to heavy rainfall.

2019
Major

Severe bushfires impacted the region, causing property damage and evacuations.

2017
Moderate

Severe storms caused damage to property and infrastructure in the area.

2013
Moderate

Major flooding occurred in the Macleay River, impacting Upper Taylors Arm and surrounding areas.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage systems and build flood levees to protect properties from flooding.

Est. cost: Medium

Manage Bushfire Fuel Loads

Immediate

Implement regular vegetation clearing and controlled burns to reduce bushfire risk.

Est. cost: Low

Develop Heatwave Preparedness Plans

Near-term

Establish cooling centers and provide public awareness campaigns on heatwave safety.

Est. cost: Low

Strengthen Building Codes

Long-term

Update building codes to ensure new constructions are resilient to climate hazards.

Est. cost: Medium

Council & Emergency Services

Kempsey Shire Council
Emergency Services

Data last updated: 23 May 2026

Explore Upper Taylors Arm Risk Reports

Frequently Asked Questions

Is Upper Taylors Arm safe from climate change?

No location in Australia is entirely immune to climate change impacts. Upper Taylors Arm has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Upper Taylors Arm?

The dominant hazard for Upper Taylors Arm depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Upper Taylors Arm compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Upper Taylors Arm?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Upper Taylors Arm?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Upper Taylors Arm.

What share of Upper Taylors Arm is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 13.6% of Upper Taylors Arm in high-risk zones for bushfire, with a further 65.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Upper Taylors Arm Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Upper Taylors Arm, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections