Flood Risk in Modbury, SA: 2026 Assessment

Modbury, South Australia· UNKNOWN
Modbury faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby creeks and drainage systems. Development and urbanization have increased runoff, exacerbating the risk.Updated 22 Mar 2026

Flood Risk Score

4.5/10

Modbury faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby creeks and drainage systems. Development and urbanization have increased runoff, exacerbating the risk.

Key Facts

Flood Risk
Modbury faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby creeks and drainage systems. Development and urbanization have increased runoff, exacerbating the risk.
Trend
increasing
Suburb
Modbury, SA
Overall Risk
Medium
Postcode
5092
Highest high-risk exposure
12% of land (bushfire)

Flood Risk Analysis

Modbury, located in South Australia, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across South Australia.

Local drainage infrastructure may be insufficient to handle increasingly intense rainfall events.

Modbury faces a moderate risk of flooding, primarily from heavy rainfall events and potential overflow from nearby creeks and drainage systems. Development and urbanization have increased runoff, exacerbating the risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Modbury sits within ClimateNest's suburb-level hazard model for flood risk. 5.6% of the suburb's land area is mapped in high-risk flood zones and 87.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Modbury.

Modbury (postcode 5092) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (12% of land in high-risk zones), surface flood (6.8% of land in high-risk zones), riverine flood (5.6% of land in high-risk zones). Exposure is not uniform across Modbury — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayDry Creek
Elevation Range50-80m
Flood Zone ClassificationAreas near Dry Creek are susceptible to flooding.

Historical Events

2022
Minor

Heavy rainfall led to localized flooding in some areas of Modbury, affecting roads and properties.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade and maintain local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Implement heatwave early warning systems

Immediate

Develop and implement heatwave early warning systems to alert vulnerable populations and provide guidance on protective measures.

Est. cost: Low

Promote energy efficiency and cool roofs

Near-term

Encourage the adoption of energy-efficient building designs and cool roof technologies to reduce the urban heat island effect and lower energy consumption.

Est. cost: Medium

Community education on emergency preparedness

Long-term

Provide community education programs on how to prepare for and respond to heatwaves, floods, and other climate-related hazards.

Est. cost: Low

Council & Emergency Services

City of Tea Tree Gully
Emergency Services

Data last updated: 22 March 2026

Explore Modbury Risk Reports

Frequently Asked Questions

Is Modbury at risk of flooding?

Based on available data, Modbury has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Modbury?

Insurance costs for flood cover in Modbury depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Modbury?

Yes, flood risk can affect property values in Modbury. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Modbury?

Elevation is a critical factor in flood risk. Properties at higher elevations within Modbury typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Modbury is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12% of Modbury in high-risk zones for bushfire, with a further 66.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Modbury Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Modbury, South Australia, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections