๐Ÿ“ฎ Clontarf postcode: 4019

Flood Risk in Clontarf, QLD: 2026 Assessment

Clontarf, Queenslandยท Moreton Bayยท 4019
Clontarf is located in a low-lying coastal area and is susceptible to flooding from heavy rainfall and storm surges. The risk is expected to increase with climate change.Updated 26 Mar 2026

Flood Risk Score

7.5/10

Clontarf is located in a low-lying coastal area and is susceptible to flooding from heavy rainfall and storm surges. The risk is expected to increase with climate change.

Key Facts

Flood Risk
Clontarf is located in a low-lying coastal area and is susceptible to flooding from heavy rainfall and storm surges. The risk is expected to increase with climate change.
Trend
increasing
Suburb
Clontarf, QLD
Overall Risk
Medium
Postcode
4019
Highest high-risk exposure
18.3% of land (bushfire)

Flood Risk Analysis

Clontarf, located in Queensland, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across Queensland.

Several areas in Clontarf are identified as flood zones by the Moreton Bay Regional Council.

Clontarf is located in a low-lying coastal area and is susceptible to flooding from heavy rainfall and storm surges. The risk is expected to increase with climate change.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Clontarf sits within ClimateNest's suburb-level hazard model for flood risk. 8.6% of the suburb's land area is mapped in high-risk flood zones and 68.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Clontarf.

Clontarf (postcode 4019) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (18.3% of land in high-risk zones), extreme wind (11.5% of land in high-risk zones), tropical cyclone (11.5% of land in high-risk zones). Exposure is not uniform across Clontarf โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMoreton Bay
Elevation Range0-10m
Flood Zone ClassificationCoastal and Riverine

Historical Events

2022
Major

Major flooding event caused significant damage in Clontarf and surrounding areas.

2013
Moderate

Severe flooding impacted Clontarf due to ex-Tropical Cyclone Oswald.

Adaptation & Mitigation Actions

Upgrade stormwater drainage

Near-term

Improve stormwater drainage infrastructure to reduce the risk of flooding from heavy rainfall.

Est. cost: High

Construct coastal defenses

Long-term

Build seawalls and other coastal defenses to protect against sea level rise and storm surges.

Est. cost: Very High

Implement heatwave early warning system

Immediate

Develop and implement a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Promote green infrastructure

Near-term

Increase green spaces and tree cover to reduce the urban heat island effect and improve stormwater management.

Est. cost: Medium

Council & Emergency Services

Moreton Bay Regional Council
Emergency Services

Data last updated: 26 March 2026

Explore Clontarf Risk Reports

Frequently Asked Questions

Is Clontarf at risk of flooding?

Based on available data, Clontarf has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Clontarf?

Insurance costs for flood cover in Clontarf depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Clontarf?

Yes, flood risk can affect property values in Clontarf. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Clontarf?

Elevation is a critical factor in flood risk. Properties at higher elevations within Clontarf typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Clontarf is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.3% of Clontarf in high-risk zones for bushfire, with a further 72% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Clontarf Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Clontarf, Queensland, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections